Business Insurance Costs: How to Cut Premiums in 2026
Business insurance costs rose for more than 90% of respondents in Business NSW’s August 2024 Business Conditions Survey (n=825). Most respondents who reported an increase saw general insurance costs rise by 11% to 30%, while about one in four reported rises above 30%. These are 2024 survey findings, not a current 2026 price trend. See […]
Insurance Repairs Builders: Claim Workflows Guide
Most insurance repairs builders manage fall apart at the notification stage, not on site, and the difference is usually documentation, not workmanship. In New South Wales, residential work over $20,000 including GST sits inside the home building compensation framework, with 6 years for major defects and 2 years for other losses from completion, so the […]
Professional Indemnity Insurance Costs in Australia
Australian PI premiums for common professions typically sit between roughly A$60 and A$250 a month, and they climb fast as you add cover, staff, and exposure. The same business can be cheap or painful to insure depending on claims history, occupation class, and the amount of limit the client needs. That is why one Brisbane […]
10 Builders for Insurance Repairs in Australia
Choosing the right repair builder after a claim is usually harder than it looks. The urgency is real, the damage is visible, and the decision often sits between an insurer's preferred network, a private referral, or a builder you already know. If the job is a make-safe, a weather loss, a structural reinstatement, or a […]
Insurance Broker vs Insurer: Who Works for Your Business?
Learn the difference between an insurance broker and an insurer, and what to ask when arranging general insurance for your business.
General Insurance vs Business Insurance: What Is the Difference?
Understand the difference between general insurance and business insurance, and how Australian businesses can build a suitable insurance program.
What Is General Insurance? A Guide for Australian Businesses
A practical introduction to general insurance for Australian businesses, including common covers, key decisions and how a broker can help.