GENERAL INSURANCE IN AUSTRALIA
General Insurance.
Smarter Cover.
Stronger Protection.
Commercial general insurance for Australian businesses, property owners, professionals, builders, contractors and specialist operators—arranged around the risks you actually carry.
- Cover built around your business risks
- Access to a broad range of commercial covers
- Broker support from quote through claims and renewal
Get Your General Insurance Quote
Our Clients Say
Trusted by Businesses Australia-Wide
Business Package Cover
Flexible protection for core business risks
Property & Business Interruption
Help protect assets and income
Liability & Professional Risks
Support for third-party and advice-related claims
Specialist Australian Advice
Local guidance for complex exposures
ABOUT GENERAL INSURANCE
Protect What You’ve Built.
Keep Business Moving.
General insurance is the practical foundation of a resilient business. ABS Insurance Brokers helps Australian businesses assess exposures, compare suitable policies and coordinate cover for property, liability, people, vehicles, equipment, projects and interruptions to trading.
Whether you operate from a commercial building, manage a fleet, deliver professional services, run a construction business or work in a specialist industry, we focus on clear advice, appropriate limits and ongoing support when circumstances change or a claim occurs.
- Commercial property, contents and business interruption
- Public, products and professional liability options
- Motor, fleet, plant, cyber, management and marine covers
- Construction, aviation and other specialist insurance solutions
WHAT CAN BE COVERED
A Tailored Insurance Program for Your Business
Commercial Property
Buildings, contents, stock, equipment and loss of rent or income
Plant, Machinery & Equipment
Cover options for valuable equipment, tools and mobile assets
Public & Products Liability
Protection for third-party injury or property damage arising from your operations or products
Business Interruption
Cover options for lost gross profit or additional costs after an insured interruption
Motor & Commercial Fleet
Vehicles used by your business, including fleet and specialised transport risks
Cyber & Management Liability
Protection options for cyber events, directors and officers, and management exposures
WHY CHOOSE ABS
Practical Advice for Australian Businesses
Construction & Contract Works
Specialist cover for construction, renovation, development and contract risks
Professional Indemnity
Cover options for professional advice, services and civil liability
Marine & Transit
Protection options for goods, cargo, vessels and stock in transit
Claims & Renewal Support
A broker relationship that continues beyond placement
Cover That Evolves
Review your program as your people, assets and operations change
Protect Your Business With Confidence
Request a tailored general insurance review from ABS Insurance Brokers.
FREQUENTLY ASKED QUESTIONS
What is general insurance?
General insurance protects business and personal assets against specified risks such as property damage, liability, theft, motor losses, equipment breakdown and business interruption. The policy wording, limits, excesses, conditions and exclusions determine what is covered.
Which types of business insurance can ABS arrange?
Depending on your circumstances, options may include commercial property, business interruption, public and products liability, professional indemnity, motor and fleet, cyber, management liability, construction, plant and equipment, marine and transit, workers compensation and specialist aviation insurance.
How do I know how much cover my business needs?
Limits should reflect your assets, contracts, turnover, payroll, replacement costs, activities and potential liability exposures. ABS can help identify the information insurers need and explain the trade-offs between cover, limits, excesses and premium.
Can ABS help with specialist or complex risks?
Yes. ABS works with businesses across construction, aviation, property, professional services, trades, transport and other specialist sectors. We can discuss unusual activities, contractual requirements and risk details with insurers suited to the exposure.
How often should I review my insurance program?
Review cover at least annually and whenever your business changes—such as acquiring assets, taking on staff, signing a new lease or contract, adding vehicles, expanding services or experiencing a claim. Regular reviews help keep sums insured and policy terms aligned with current risks.