Commercial general insurance for Australian businesses, property owners, professionals, builders, contractors and specialist operators—arranged around the risks you actually carry.
Flexible protection for core business risks
Help protect assets and income
Support for third-party and advice-related claims
Local guidance for complex exposures
General insurance is the practical foundation of a resilient business. ABS Insurance Brokers helps Australian businesses assess exposures, compare suitable policies and coordinate cover for property, liability, people, vehicles, equipment, projects and interruptions to trading.
Whether you operate from a commercial building, manage a fleet, deliver professional services, run a construction business or work in a specialist industry, we focus on clear advice, appropriate limits and ongoing support when circumstances change or a claim occurs.
Buildings, contents, stock, equipment and loss of rent or income
Cover options for valuable equipment, tools and mobile assets
Protection for third-party injury or property damage arising from your operations or products
Cover options for lost gross profit or additional costs after an insured interruption
Vehicles used by your business, including fleet and specialised transport risks
Protection options for cyber events, directors and officers, and management exposures
Specialist cover for construction, renovation, development and contract risks
Cover options for professional advice, services and civil liability
Protection options for goods, cargo, vessels and stock in transit
A broker relationship that continues beyond placement
Review your program as your people, assets and operations change
Request a tailored general insurance review from ABS Insurance Brokers.
General insurance protects business and personal assets against specified risks such as property damage, liability, theft, motor losses, equipment breakdown and business interruption. The policy wording, limits, excesses, conditions and exclusions determine what is covered.
Depending on your circumstances, options may include commercial property, business interruption, public and products liability, professional indemnity, motor and fleet, cyber, management liability, construction, plant and equipment, marine and transit, workers compensation and specialist aviation insurance.
Limits should reflect your assets, contracts, turnover, payroll, replacement costs, activities and potential liability exposures. ABS can help identify the information insurers need and explain the trade-offs between cover, limits, excesses and premium.
Yes. ABS works with businesses across construction, aviation, property, professional services, trades, transport and other specialist sectors. We can discuss unusual activities, contractual requirements and risk details with insurers suited to the exposure.
Review cover at least annually and whenever your business changes—such as acquiring assets, taking on staff, signing a new lease or contract, adding vehicles, expanding services or experiencing a claim. Regular reviews help keep sums insured and policy terms aligned with current risks.
A useful insurance program starts with the way your business operates. Choose a pathway below, then speak with ABS about the covers, limits and policy wording relevant to your circumstances.
For premises, contents, stock, equipment and the potential impact of an insured interruption.
Explore Business InsuranceFor businesses that work with clients, the public, property, advice or contractual obligations.
Explore Public LiabilityFor construction, aviation, transport, hospitality and other operations with specialist exposures.
Explore Construction Insurance1. Tell us about your operations, assets, contracts and current cover. 2. An ABS broker identifies the information needed to discuss available options. 3. You receive clear next steps before deciding whether to proceed.
Need an answer before you enquire? The General Insurance FAQs immediately above address common questions about suitable cover, specialist risks and insurance reviews.
