BUILDERS WARRANTY INSURANCE AUSTRALIA
Builders Warranty Insurance.
Confidence for Every Build.
Builders warranty insurance helps protect homeowners when a licensed builder cannot complete work or meet certain obligations because of insolvency, death or disappearance. ABS Insurance Brokers helps builders understand eligibility, applications and project certificates.
- HBCF guidance for NSW builders
- Eligibility and project certificate support
- Specialist construction insurance advice
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ABOUT BUILDERS WARRANTY INSURANCE
Protect Your Business.
Protect Your Clients.
Builders warranty insurance, also called home building compensation cover in NSW, is designed to provide a safety net for eligible homeowners when a builder cannot complete residential building work or meet certain warranty obligations because of a covered event. Requirements vary by state, project type and contract value. ABS Insurance Brokers helps builders understand the applicable process and arrange the required project documentation.
- NSW HBCF and home warranty guidance
- Certificate of Eligibility and project certificates
- Residential building, renovation and eligible trade projects
- Support with documentation and application steps
WHAT BUILDERS WARRANTY INSURANCE DOES
Protection When a Builder Cannot Meet Certain Obligations
Certificate of Eligibility
Builders generally need to establish eligibility before applying for project-specific home building compensation cover.
Certificate of Insurance
A project certificate confirms that the required warranty or compensation cover has been arranged for the eligible work.
Homeowner Protection
The applicable scheme may protect eligible homeowners against certain losses when a builder cannot meet its obligations.
Insolvency, Death or Disappearance
Cover may respond when a builder is unable to complete work or honour certain obligations because of a qualifying event.
Covered Defects
Depending on the applicable scheme and policy, eligible claims may include certain major or other defects when the builder cannot meet its obligations.
Project Compliance
Correct certificates, project details and timing help builders meet their obligations before work starts or payment is received.
WHY CHOOSE ABS
Why Builders Choose ABS for Warranty Insurance
Builders Insurance Expertise
Practical support for residential builders and construction businesses.
Clear Eligibility Guidance
Help understanding the information and documents required.
Project-Specific Support
Assistance with project applications and certificate requirements.
State-Aware Advice
Guidance that recognises requirements can differ between Australian states.
Personal Broker Service
Speak with a broker who understands the construction industry.
Protect Your Next Build
Speak with ABS Insurance Brokers about eligibility, project certificates and builders warranty insurance for your next residential project.
FREQUENTLY ASKED QUESTIONS
What is builders warranty insurance?
Builders warranty insurance is designed to protect eligible homeowners against certain losses if a licensed builder cannot complete work or meet specified obligations because of a qualifying event. It is not a replacement for a builder’s responsibility to complete and rectify work.
Is builders warranty insurance mandatory in Australia?
Requirements vary between states and territories. In NSW, most residential building work over $20,000 including GST requires home building compensation cover, subject to applicable exemptions. Builders should confirm the requirements for each project before accepting a deposit or starting work.
What is HBCF insurance in NSW?
The Home Building Compensation Fund, or HBCF, is the NSW home building compensation scheme. It may provide protection to eligible homeowners when a builder becomes insolvent, dies, disappears or is otherwise unable to meet certain obligations, subject to the policy and scheme rules.
What is a Certificate of Eligibility?
A Certificate of Eligibility confirms that a builder has been assessed as eligible to apply for project-specific home building compensation certificates. Eligibility can include limits on project types, contract values, open jobs and other conditions.
When should a builder arrange the certificate?
Builders should begin the eligibility and project certificate process well before work starts. In NSW, the certificate generally needs to be in place before taking a deposit or commencing eligible residential building work. Your broker can help confirm the timing for your project.