Insurance for Contractors in Australia: A Practical Guide
Insurance for Contractors in Australia: A Practical Guide Insurance for contractors usually involves several types of cover. Public liability, contract works, tools, plant and professional indemnity address different risks. This Australian guide explains how to match those policies to your trade, contracts and projects before work starts. That's because insurance for contractors isn't one product. […]
Public Liability Insurance for Carpenters: Australian Guide
Public Liability Insurance for Carpenters: Cover Guide Public liability insurance helps carpenters manage legal liability for injury to other people or damage to their property. Your trade activities, contracts and exclusions determine whether the policy suits your jobs. Before starting work, check your cover and certificate of currency against the project requirements. That's where carpenters […]
Industrial Special Risk Insurance: A 2026 Guide
Industrial Special Risk Insurance: A 2026 Guide Industrial special risk insurance, commonly called industrial special risks or ISR cover, combines property damage and business interruption protection for eligible businesses. Its value depends on accurate asset values, suitable limits and clear policy terms. This guide explains what to check when your business needs more complex cover. […]
Marine Liability Insurance in Australia
Marine Liability Insurance in Australia Marine liability insurance helps vessel operators and marine businesses manage liability risks arising from their work. The cover you need depends on vessel use, passengers, cargo, operating limits and contracts. This Australian guide explains the policy checks to make before a voyage or project. That situation is why marine liability […]
Commercial Vehicle Insurance Guide for Australian Businesses
Learn what commercial vehicle insurance can cover for work utes, vans and business fleets in Australia.
Business Interruption Insurance: A Practical Guide
Find out how business interruption insurance may help replace income after a covered event disrupts trading.
How to Get Public Liability Insurance in Australia
If you're wondering how to get public liability insurance in Australia, start with the work you do and the requirements in your contract. A builder may need a current Certificate of Currency before site access is granted; providing accurate business details, required limits and the intended start date helps the insurer or broker assess the […]
Business Insurance Costs: How to Cut Premiums in 2026
Business insurance costs rose for more than 90% of respondents in Business NSW’s August 2024 Business Conditions Survey (n=825). Most respondents who reported an increase saw general insurance costs rise by 11% to 30%, while about one in four reported rises above 30%. These are 2024 survey findings, not a current 2026 price trend. See […]
Insurance Repairs Builders: Claim Workflows Guide
Most insurance repairs builders manage fall apart at the notification stage, not on site, and the difference is usually documentation, not workmanship. In New South Wales, residential work over $20,000 including GST sits inside the home building compensation framework, with 6 years for major defects and 2 years for other losses from completion, so the […]
Professional Indemnity Insurance Costs in Australia
Australian PI premiums for common professions typically sit between roughly A$60 and A$250 a month, and they climb fast as you add cover, staff, and exposure. The same business can be cheap or painful to insure depending on claims history, occupation class, and the amount of limit the client needs. That is why one Brisbane […]