MANAGEMENT LIABILITY INSURANCE AUSTRALIA
Management Liability Insurance.
Protecting the people behind your business.
Management liability insurance helps protect Australian business owners, directors, officers and managers against the legal defence costs and financial consequences of allegations arising from the way a business is managed.
- Protect your directors, officers and business
- Cover tailored to your risk profile
- Expert guidance from an Australian insurance broker
Get Your Management Liability Quote
Our Clients Say
Trusted by Businesses Australia-Wide
Tailored Management Liability Policies
Designed around your business, people and risk profile.
Experienced Insurance Brokers
Clear advice on policy options, limits, exclusions and conditions.
Practical Claims Support
Guidance when a notification, investigation or claim arises.
Australian Business Focus
Advice for SMEs, companies, associations and growing businesses.
ABOUT MANAGEMENT LIABILITY INSURANCE
Protect Your Business.
Protect the People Who Run It.
Management liability insurance is a tailored package of covers for the risks faced by directors, officers, managers and the business entity. A claim may arise from an employment dispute, alleged breach of duty, regulatory investigation, employee dishonesty or another management decision.
Even a well-run Australian business can face substantial legal, investigation and defence costs. ABS Insurance Brokers can help you compare suitable policy options and arrange cover that reflects your industry, turnover, structure, employees and exposure.
- Designed for directors, officers, managers and the company
- Helps respond to allegations, investigations and employment disputes
- Can combine several management-related covers in one policy
- Advice on limits, deductibles, extensions and key exclusions
WHAT MANAGEMENT LIABILITY INSURANCE CAN COVER
Comprehensive Protection for Australian Businesses
Directors & Officers Liability
Helps protect past, present and future directors and officers against allegations of wrongful acts, breach of duty, mismanagement, misrepresentation or other management decisions, subject to the policy wording.
Employment Practices Liability
Responds to eligible claims by current, former or prospective employees involving allegations such as unfair dismissal, bullying, discrimination, harassment or other employment practices.
Corporate Entity Liability
Protects the company where the business itself is accused of wrongful conduct, mismanagement, regulatory breaches or other covered allegations.
Crime & Employee Dishonesty
May cover direct financial loss caused by fraud, theft or other dishonest acts by employees or third parties, subject to the policy terms and evidence requirements.
Statutory Liability
May respond to defence costs and certain fines or penalties arising from alleged unintentional breaches of legislation. Some fines and penalties cannot be insured, including certain WHS penalties in Australia.
Government Inquiry & Defence Costs
Can help meet legal representation, investigation and defence costs when directors, officers or the company face a covered inquiry, claim or proceeding.
WHY CHOOSE ABS
Why Australian Businesses Choose ABS for Management Liability
Specialist Risk Advice
We take time to understand your company structure, activities, people and exposures.
Tailored Policy Options
We help identify the combination of covers and limits that may suit your business.
Insurer Access
We approach suitable insurers and explain the differences between policy options.
Personal Service
You deal with an experienced broker who can assist from quotation through to claims.
Clear, Practical Guidance
We explain the important inclusions, exclusions, deductibles and conditions in plain language.
Let's Protect Your Business
Speak with ABS Insurance Brokers about management liability insurance tailored to your business.
MANAGEMENT LIABILITY INSURANCE FAQs
What is management liability insurance?
Management liability insurance is a package of covers designed to help protect directors, officers, managers and the company against claims, investigations and financial losses connected with the management of the business. The exact cover depends on the insurer, policy wording, limits, extensions, conditions and exclusions.
Who needs management liability insurance?
It is relevant to many Australian businesses, including proprietary companies, SMEs, family businesses, associations, not-for-profits, professional firms, property businesses and construction-related businesses. Directors and managers can face personal exposure even where they believe they have acted properly.
What does management liability insurance cover?
Depending on the policy, cover may include directors and officers liability, corporate entity liability, employment practices liability, crime, statutory liability, government inquiry costs and defence costs. ABS will help you understand which sections may be appropriate for your business.
Is management liability insurance the same as directors and officers insurance?
Directors and officers liability is one component of a broader management liability policy. A management liability program may also include cover for the company, employment disputes, employee dishonesty, statutory matters and inquiries. The wording and available extensions vary between insurers.
What is usually not covered?
Common exclusions may include cyber crime unless specifically added, employee entitlements, property damage and bodily injury. Other exclusions, sub-limits, deductibles and conditions apply. Your ABS broker will explain the policy wording and help you identify any separate cyber, liability or workers compensation insurance needs.