Tailored business insurance for Australian companies, sole traders, contractors, property owners and growing businesses—covering the risks that can affect your people, assets, income and reputation.
Options shaped around your industry, operations and risk profile
Coordinate key covers and avoid important gaps
A broker relationship that continues as your business changes
Local guidance for small, medium and specialist businesses
Business insurance helps protect the assets, income and liabilities that support your day-to-day operations. ABS Insurance Brokers works with Australian businesses to understand how you operate, where your risks sit and what your contracts, people and customers require.
Whether you run a trade business, professional practice, retail or hospitality operation, transport business, construction company, property enterprise, marine business or other specialist commercial activity, we can help you consider a coordinated insurance program rather than disconnected policies.
Depending on your operations, related specialist cover may include cyber insurance and management liability insurance.
Buildings, contents, stock, glass, money and other business assets
Protection options for third-party injury and property damage claims
Consider cover for lost income or additional costs after an insured interruption
Utes, vans, trucks, trailers and commercial vehicles used in your business
Options for mobile plant, tools, electronic equipment and machinery breakdown
Consider cyber events, privacy, employment, statutory and director exposures
We work across construction, trades, property, aviation and other commercial sectors
Bring liability, property, motor and specialist covers together
We can approach insurers suited to your business and risk profile
Clear explanations from quote through claims and renewal
Update your cover as your people, assets and activities change
Request a tailored business insurance review from ABS Insurance Brokers.
Business insurance is a collection of policies designed to protect a business’s assets, income, people and liabilities. The right program depends on your industry, activities, premises, contracts, turnover, employees and the risks you need to manage.
Depending on your circumstances, options may include commercial property, business interruption, public and products liability, professional indemnity, motor and fleet, plant and equipment, machinery breakdown, cyber, management liability, marine, construction, workers compensation and specialist insurance.
Business interruption cover may help with lost income or additional costs following an insured event that interrupts trading. The calculation of sums insured, indemnity period, waiting periods and policy conditions is important and should reflect how your business actually operates.
Consider the value of your assets, replacement costs, turnover, payroll, contracts, liability exposures, vehicle and equipment schedules, industry requirements and likely recovery costs. An ABS broker can help explain the information insurers need and the trade-offs between limits, excesses and premium.
Review your business insurance at least annually and whenever you take on new premises, employees, vehicles, contracts, equipment or services. A review is also important after a claim, acquisition, major change in turnover or expansion into a new industry or location.
