BUSINESS INSURANCE AUSTRALIA
Business Insurance.
Protect Your Assets.
Keep Business Moving.
Tailored business insurance for Australian companies, sole traders, contractors, property owners and growing businesses—covering the risks that can affect your people, assets, income and reputation.
- Cover designed around how your business operates
- Options for property, liability, income, vehicles and equipment
- Broker support from quote through claims and renewal
Get Your Business Insurance Quote
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Trusted by Businesses Australia-Wide
Tailored Business Cover
Options shaped around your industry, operations and risk profile
Practical Policy Design
Coordinate key covers and avoid important gaps
Claims and Renewal Support
A broker relationship that continues as your business changes
Australian Broker Advice
Local guidance for small, medium and specialist businesses
ABOUT BUSINESS INSURANCE
Protect What You’ve Built.
Plan for What’s Ahead.
Business insurance helps protect the assets, income and liabilities that support your day-to-day operations. ABS Insurance Brokers works with Australian businesses to understand how you operate, where your risks sit and what your contracts, people and customers require.
Whether you run a trade business, professional practice, retail or hospitality operation, transport business, construction company, property enterprise, marine business or other specialist commercial activity, we can help you consider a coordinated insurance program rather than disconnected policies.
Depending on your operations, related specialist cover may include cyber insurance and management liability insurance.
- Commercial property, contents, stock and business interruption
- Public and products liability for third-party injury or property damage
- Professional indemnity for advice and professional services
- Motor, commercial fleet, plant, equipment and machinery breakdown
- Cyber, management liability, marine, construction and specialist risks
- Workers compensation and statutory covers where applicable
WHAT BUSINESS INSURANCE CAN INCLUDE
A Practical Insurance Program for Your Business
Commercial Property
Buildings, contents, stock, glass, money and other business assets
Public and Products Liability
Protection options for third-party injury and property damage claims
Business Interruption
Consider cover for lost income or additional costs after an insured interruption
Motor, Fleet and Transport
Utes, vans, trucks, trailers and commercial vehicles used in your business
Plant, Equipment and Machinery
Options for mobile plant, tools, electronic equipment and machinery breakdown
Cyber and Management Liability
Consider cyber events, privacy, employment, statutory and director exposures
WHY CHOOSE ABS
Clear Advice for Real Business Risks
Industry Understanding
We work across construction, trades, property, aviation and other commercial sectors
Coordinated Insurance
Bring liability, property, motor and specialist covers together
Insurer Access
We can approach insurers suited to your business and risk profile
Personalised Service
Clear explanations from quote through claims and renewal
Ongoing Risk Reviews
Update your cover as your people, assets and activities change
Protect Your Business With Confidence
Request a tailored business insurance review from ABS Insurance Brokers.
FREQUENTLY ASKED QUESTIONS
What is business insurance?
Business insurance is a collection of policies designed to protect a business’s assets, income, people and liabilities. The right program depends on your industry, activities, premises, contracts, turnover, employees and the risks you need to manage.
What types of business insurance can ABS arrange?
Depending on your circumstances, options may include commercial property, business interruption, public and products liability, professional indemnity, motor and fleet, plant and equipment, machinery breakdown, cyber, management liability, marine, construction, workers compensation and specialist insurance.
Does business insurance cover business interruption?
Business interruption cover may help with lost income or additional costs following an insured event that interrupts trading. The calculation of sums insured, indemnity period, waiting periods and policy conditions is important and should reflect how your business actually operates.
How do I choose the right level of cover?
Consider the value of your assets, replacement costs, turnover, payroll, contracts, liability exposures, vehicle and equipment schedules, industry requirements and likely recovery costs. An ABS broker can help explain the information insurers need and the trade-offs between limits, excesses and premium.
How often should I review my business insurance?
Review your business insurance at least annually and whenever you take on new premises, employees, vehicles, contracts, equipment or services. A review is also important after a claim, acquisition, major change in turnover or expansion into a new industry or location.