RETAIL INSURANCE AUSTRALIA
Protect Your Store. Keep Business Moving.
Retail businesses face risks involving stock, customers, premises, theft and trading interruptions. ABS Insurance Brokers arranges retail insurance tailored to stores, showrooms and online retailers across Australia.
- Tailored cover for your retail business
- Competitive premiums
- Fast & easy claims support
Request an insurance quote
Our Clients Say
Trusted by Businesses Australia-Wide
Tailored Policies
For Your Retail Business
Competitive Premiums
Great Value
Fast & Easy Claims
We're Here to Help
Australian Owned
Local Experts
ABOUT RETAIL INSURANCE
Practical Protection for Retail Businesses
Retail insurance can combine property, stock, liability, glass, theft, cyber and business interruption cover. We tailor the policy to your premises, products, turnover and customer activity.
- Shops, showrooms and online retailers
- Stock, contents, glass and business property
- Customer liability, theft and interruption risks
- Backed by Australia's leading insurers
WHAT'S COVERED
Retail Insurance Cover Tailored to Your Store
Property & Contents
Cover for retail premises, fixtures and contents against insured damage.
Stock Protection
Protection for stock against insured loss, damage or theft.
Public & Product Liability
Cover for customer injury and claims involving products you sell.
Business Interruption
Help with lost income and extra costs after an insured event.
Glass & Signage
Cover for shopfront glass, signs and associated replacement costs.
Cyber & Theft
Protection for selected cyber incidents, fraud and theft exposures.
WHY CHOOSE ABS
Why Retail Businesses Trust ABS
Specialist Expertise
We understand retail and customer-facing risks
Customised Policies
Tailored cover for your premises, stock and operations
Strong Insurer Relationships
Access to Australia's leading insurers
Personalised Service
Dedicated support at every stage
Local Knowledge
Australian owned & operated
Keep Your Retail Business Protected
Speak with an ABS broker about retail insurance tailored to your store.
FREQUENTLY ASKED QUESTIONS
What does retail insurance generally cover?
Retail insurance can combine property, contents, stock, glass, theft, public and product liability, cyber and business interruption cover. The appropriate sections depend on your premises, products, turnover and customer activity.
Can retail insurance cover stock against theft or damage?
Stock may be insured against specified events such as fire, storm, accidental damage or theft, subject to the policy wording, security requirements, limits and excesses. Seasonal increases in stock should also be discussed.
Do retailers need both public liability and product liability?
Public liability may protect against third-party injury or property damage connected with your premises or operations, while product liability concerns products you sell or supply. Many retailers require both exposures to be considered.
Can online retailers obtain business insurance?
Yes. Online retailers can face risks involving stock, warehousing, transit, product liability, cyber incidents and business interruption even without a traditional shopfront.
Can business interruption cover be included?
Business interruption cover may help with lost gross profit or revenue and additional operating costs following an insured event. The indemnity period and insured values need to reflect a realistic recovery time.
NEED HELP?
Talk to a Retail Insurance Specialist
Our brokers will review your retail operation and recommend appropriate cover.