CONTRACT WORKS INSURANCE AUSTRALIA
Protect Your Build.
From Start to Finish.
Total Confidence at Every Stage.
Contract works insurance for builders, owner-builders, developers and contractors, with single-project and annual policy options available across Australia.
- Single-project and annual policy options
- Cover matched to your project
- Support when an insured event occurs
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ABOUT CONTRACT WORKS INSURANCE
Protect the Works.
Protect the Project.
Contract works insurance, also known as construction works insurance, can protect building works in progress against accidental physical loss or damage during construction. Depending on the policy, cover can extend to materials, equipment, public and product liability, legal expenses and existing structures.
- Cover for residential, commercial & civil construction projects
- Protection for damage, liability, theft & more
- Flexible options for project size and scope
- Access to Australia's leading insurers
WHAT CAN CONTRACT WORKS INSURANCE COVER?
Practical Cover for Your Construction Project
Construction Works
Covers physical loss or damage to the building works during the construction period, subject to the policy wording, insured events, limits and excess.
Materials, Plant & Equipment
Can cover materials, tools, plant and equipment on-site, in storage or in transit, where included or agreed under the policy.
Public & Product Liability
Can cover legal liability for third-party personal injury or property damage arising from the project, with product liability available under some policies.
Existing Structures
Optional cover may protect existing buildings or structures from sudden and accidental damage during construction or renovation.
Theft, Vandalism & Malicious Damage
Depending on the policy and security requirements, cover may respond to theft, vandalism or malicious damage affecting the works or insured property.
Debris Removal & Legal Costs
Depending on the policy, cover may include debris removal, professional fees and legal defence costs following an insured event.
WHY CHOOSE ABS FOR CONTRACT WORKS INSURANCE
Why Builders, Developers & Owner-Builders Choose ABS
Specialist Expertise
We understand construction risk
Customised Policies
Advice matched to project scope and contract value
Strong Insurer Relationships
Access to established Australian insurers
Personalised Service
Support from quotation through claims
Local Knowledge
Australian-owned service and local knowledge
Let's Protect Your Next Project
Request a tailored contract works insurance quote for your next project.
FREQUENTLY ASKED QUESTIONS
What does contract works insurance cover?
Contract works insurance can cover physical loss or damage to works in progress. Depending on the policy, it may also include materials, plant and equipment, public and product liability, legal expenses and optional existing-structure cover. The policy wording, limits and exclusions determine what is insured.
Is contract works insurance mandatory?
There is no single answer for every project. A building contract, financier, principal or state requirement may require specific insurance. Builders and owner-builders should confirm their contractual obligations and arrange cover before work begins.
Can I insure a single project?
Yes. A single-project contract works policy can be arranged for one defined construction or renovation project. Annual policies may suit professional builders or contractors undertaking multiple projects during a 12-month period.
What types of projects can you cover?
Cover may be considered for residential, commercial, industrial, civil and renovation projects, including new builds, extensions, refurbishments and owner-builder work. Acceptance depends on the project scope, contract value, construction period and insurer criteria.
How quickly can I arrange cover?
Timing depends on the information supplied and the complexity of the project. Providing the contract value, construction period, site address, builder details, scope of works and required liability limit helps your broker obtain terms efficiently.