Marine Cargo Insurance Coverage Explained for Australia
Marine cargo insurance covers physical loss or damage to goods during the insured journey, subject to the clause chosen and its exclusions, and it does not automatically pay for delay. You've paid for fixtures, steel, components, or stock, the ship has docked, and now you're told the goods are damaged, short, or stuck at the […]
What Is Professional Indemnity Insurance in Australia
Professional indemnity insurance pays investigation costs, defence costs and compensation when a client alleges that advice, design or other professional work caused a financial loss. You're completing a tender schedule when the principal asks for evidence of PI cover. You already have public liability and contract works insurance, but your scope also includes shop drawings, […]
Owner Builder Insurance Australia: State Rules and Costs
You've got the plans, a start date, and trades who want a deposit before they roll onto the site. The question that usually lands last is the one that decides whether a storm, a leak or a neighbour's damaged fence comes out of your pocket. Owner builder insurance Australia for a build you're still arranging […]
Owner Builder Insurance NSW: What Cover You Actually Need
You've got plans on the kitchen bench, a trade asking for a deposit and materials ready to order. You're managing the renovation yourself, but it's not clear whether you need owner-builder insurance, a contractor's certificate or both. Planning owner builder insurance in NSW for 2027 starts with separating permission to build from protection against loss. […]
Owner Builder Warranty Insurance for 2027
A permit is permission to do the work, not insurance for it. For a 2027 renovation, separate three issues: work you perform yourself, HBC cover for direct trade contracts, and a policy that may be required if you later sell. The Home Building Act 1989 prohibits a Part 6 insurance contract for owner-builder work carried […]
Owner Builder Insurance: NSW Rules, Cover and Costs
You are on a bare lot, or halfway through a 2027 extension, with an owner-builder permit in one folder and a stack of trade quotes in the other. The lender wants proof of insurance before it releases the first draw. A neighbour has already asked who pays if a truck cracks the driveway. Someone told […]
Insurance Construction Guide for Australian Builders
You're about to take a deposit on a house, or you're about to pay a framing crew on a job that's already out of the ground. The head contract says insurance will be held. A certificate of currency is sitting in your inbox. It feels as if the risk has been ticked off. It hasn't, […]
Insurance for Construction: Types, NSW Rules and Costs
The frame is up on a suburban renovation, the progress claim is late, and the neighbour has just called about a dented car. You have certificates in the site folder. You still don't know which policy answers, what it won't pay, or whether the statutory cover will fund the job if a subcontractor walks off […]
Public Liability Insurance for Roofing: Cover and Claims
Public Liability Insurance for Roofing: Cover and Claims Public liability insurance for roofing should match the roofing activities, contract requirements and exclusions in your policy. This guide focuses on cover boundaries and claim scenarios. For practical preparation, read our roofing insurance risk management guide; ABS’s public liability insurance service can help review your current wording. […]
Insurance in Construction: A Complete Australian Guide
Insurance in Construction: A Complete Australian Guide Insurance in construction addresses different exposures through project, liability and other business policies. Understanding which party holds each responsibility helps you check the contract and respond when a loss occurs. Explore ABS’s construction insurance service and the contract works cover overview alongside this guide. Table of Contents Insurance […]