General Liability Insurance for Businesses: 2026 Australian Guide
General Liability Insurance for Businesses: 2026 Australian Guide A customer trips in your shop. A subcontractor damages a client’s driveway. A supplier claims your advertising used their material without permission. In each case, the allegation lands on your business, and the cost of answering it can be significant. General liability insurance in Australia is commonly […]
Professional Indemnity vs Public Liability Insurance: Key Differences
Professional Indemnity vs Public Liability Insurance: Key Differences What Is Public Liability Insurance? What Public Liability Typically Covers What Is Professional Indemnity Insurance? What Professional Indemnity Typically Covers The Core Difference Between the Two Policies Why Many Construction Businesses Need Both When Each Policy Applies in Practice Scenario 1: A Tradie Damages a Client's Property […]
Choosing Construction Insurance Brokers for Your Next Build
Choosing Construction Insurance Brokers for Your Next Build Choosing construction insurance brokers for a specific build starts with a clear project brief. This guide focuses on the work, contract and information to discuss before requesting quotes. For the broader appointment decision, read how to select a broker for your building business, then explore ABS’s construction […]
Construction Works Insurance and Course of Construction Cover
Construction Works Insurance and Course of Construction Cover Construction works insurance protects a building project while the work is still in progress. In Australia the same cover is sold as contract works insurance, and project policies often describe the protection as course of construction cover. The name changes depending on who is selling it, but […]
Construction Insurance Comparison: Annual vs Project Policy
Construction Insurance Comparison: Annual vs Project Policy Updated October 5, 2026 For Australian builders and contractors, a construction insurance comparison comes down to a structural decision, not just a cost question. An annual policy suits high-volume businesses running many similar jobs throughout the year. A single-project policy is better for large, complex, or one-off builds. […]
Insurance for Construction Companies: What NSW Builders Need
Insurance for Construction Companies: What NSW Builders Need A NSW builder’s insurance rarely fits into a single policy. The risks on a knock-down rebuild in the inner west look nothing like the risks on a commercial fit-out, and the cover that responds to storm damage on an open frame is not the cover that responds […]
Insurance Broker Fee vs Commission: What You Are Paying
Insurance Broker Fee vs Commission: What You Are Paying How Insurance Brokers Get Paid Commission-Based Brokers Fee-Based Brokers What the Difference Means for You Disclosure Is Not Optional Commissions, Fees, and Conflicts of Interest Brokers vs Direct Insurance Platforms How ABS Insurance Brokers Handles Remuneration Questions to Ask Your Broker About Fees and Commissions FAQs […]
Construction Insurance in Australia: Covering Your 2026 Projects
Construction Insurance in Australia: Covering Your 2026 Projects Every project you take on in 2026 carries risks that sit outside your control. A storm damages framing before the roof goes on. Materials disappear from a locked site overnight. Someone is injured on your site and the claim lands at your door. Construction insurance exists to […]
Installation Floater Insurance for Australian Builders
Installation Floater Insurance for Australian Builders What Is Installation Floater Insurance? Who Needs an Installation Floater? Mechanical and Electrical Contractors Builders Working with Prefabricated Components Fit-Out and Refurbishment Contractors Subcontractors Supplying and Fixing How Installation Floater Insurance Differs from Contract Works Cover What an Installation Floater Policy Typically Covers Key Factors That Affect the Premium […]
General Insurance Corporation vs a Broker: Who Works for You?
Insurance Broker vs Insurance Company: Who Does What? An insurance broker vs insurance company comparison starts with who arranges cover and who carries the risk. A broker helps a client compare and arrange policies; the insurer issues the policy and assesses claims under its wording. Before buying, check the insurer on APRA’s register of general […]