Public Liability Insurance Cost Australia: 2026 Pricing Guide
Public Liability Insurance Cost Australia: 2026 Pricing Guide What Is Public Liability Insurance and Why Does It Matter? What Affects Public Liability Insurance Cost in Australia? Your Industry and Trade Your Annual Revenue and Turnover The Level of Cover You Choose Your Claims History Where You Work The Number of Employees and Subcontractors Why Generic […]
Code Compliance and Commercial General Insurance: A Broker’s Checklist
Code Compliance and Commercial General Insurance: A Broker’s Checklist Commercial general insurance is the label lenders, landlords and contract principals usually have in mind when they ask a business to prove it is properly covered. In practice it is a collection of covers rather than a single product. Business insurance, also known as commercial insurance, […]
General Insurance Code of Practice Claims for Small Business
General Insurance Code of Practice Claims for Small Business General Insurance Code of Practice claims are handled under standards that apply to insurers that have adopted the Code, subject to its scope and exceptions. For a small business, the Code can help clarify expected communication, timeframes and complaint steps. Check the current Insurance Council Code […]
What Is Builders Risk Insurance and Do Australian Builders Need It?
What Is Builders Risk Insurance and Do Australian Builders Need It? The American Term and Its Australian Equivalent What Does This Cover Actually Protect? What Is Not Covered Do Australian Builders Legally Need It? Contractual Requirements Mandatory Insurance vs Contract Works Owner Builders How Project Characteristics Affect Your Cover What Other Insurance Do Builders Need […]
General Insurance Code of Practice: Australian Business Guide
General Insurance Code of Practice: Australian Business Guide The General Insurance Code of Practice sets standards for insurers that subscribe to it, including how they communicate with customers and handle claims and complaints. For Australian businesses, the Code is useful context alongside the policy wording, but it does not replace statutory rights or guarantee a […]
General Insurance Code of Practice: A 2026 Business Guide
General Insurance Code of Practice: A 2026 Business Guide A general insurance policy is a contract, but the relationship around it is about more than the wording. How an insurer explains a product before you buy, how it manages a claim after an incident, and how it responds when something goes wrong are all shaped […]
Owner Builder Insurance: Full Cover Checklist Before You Self-Manage a Build
Owner Builder Insurance: Full Cover Checklist Before You Self-Manage a Build What "Owner Builder" Actually Means for Insurance The Core Policies on Your Checklist Contract Works (Builders Risk) Insurance Public Liability Insurance Home Warranty Insurance (Domestic Building Insurance) Workers Compensation Personal Accident and Income Protection State-by-State Rules You Need to Know Pre-Build Insurance Checklist by […]
Business Interruption Insurance for Construction: What Happens When a Site Shuts Down?
Business Interruption Insurance for Construction: What Happens When a Site Shuts Down? Why Construction Sites Face Unique Interruption Risks What Business Interruption Insurance Covers on a Construction Site The Indemnity Period How Contract Works and Business Interruption Interact Common Triggers for a Site Shutdown Claim What Business Interruption Insurance Does Not Cover How to Assess […]
Project Insurance for Construction: How to Structure Cover for a Single Large Build
Project Insurance for Construction: How to Structure Cover for a Single Large Build What "Project Insurance" Actually Means in Construction The Core Covers in a Construction Project Insurance Package Contract Works Insurance Public Liability Insurance Professional Indemnity Workers Compensation Subcontractor Default and Performance Covers How to Structure the Package: Key Decisions Who Takes Out the […]
Professional Indemnity Insurance for Construction Professionals: When Do You Need It?
Professional Indemnity Insurance for Construction Professionals: When Do You Need It? What Professional Indemnity Insurance Actually Covers Which Construction Professionals Need It Design and Engineering Professionals Building Consultants and Inspectors Project Managers and Construction Managers Owner-Builders and Contractors With Design Responsibilities Certifiers and Building Surveyors When PI Cover Is a Legal or Contractual Requirement How […]