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Author: Glen Sim

Glen Sim is a building and construction professional with more than 35 years of industry experience. He contributes practical industry insight to ABS Insurance Brokers content for builders, contractors and Australian businesses.

Builders Insurance vs Home Insurance: Knowing the Boundary

Builders Insurance vs Home Insurance: Knowing the Boundary Builders insurance vs home insurance is a question about which risks each policy covers and when that cover applies. Contract works insurance can protect a project during construction. Home insurance may protect the existing home, subject to renovation limits and disclosure requirements. Cover does not transfer automatically […]

Auto & General Car Insurance vs Other Insurers: A Practical Comparison

Auto & General Car Insurance vs Other Insurers: A Practical Comparison Comparing Auto & General car insurance with other insurers means checking more than the premium. Look at the excess, exclusions, approved drivers, repair options and business-use terms. Use the current policy documents for each quote so you can compare equivalent cover. This comparison looks […]

Insurance Broker vs Direct Insurance: A Side-by-Side View

Insurance Broker vs Direct Insurance: A Side-by-Side View Insurance broker vs direct insurance: which approach suits your needs? A broker can compare options from the insurers they access and help with advice and claims. Buying direct lets you deal with the insurer yourself. Compare the scope of service, policy terms and total cost before deciding. […]

Auto and General Car Insurance: Guide for Australian Drivers

Auto and General Car Insurance: Guide for Australian Drivers Auto and General car insurance searches often lead Australian drivers to Budget Direct. The brand selling a policy and the insurer carrying the risk can be different entities. This guide explains how to identify them and compare cover, exclusions and claims arrangements. This guide covers what […]

General Liability Insurance: Getting the Limits Right

General Liability Insurance: Getting the Limits Right General liability insurance limits set the maximum the insurer will pay under the relevant policy terms. Choose a limit by reviewing your work, contracts and potential claims. Check both individual claim limits and any total limit across the policy period. Business.gov.au explains the main liability cover types. Use […]

Construction Insurance Broker: Why Specialist Advice Matters

What a Construction Insurance Broker Does The Risks That Make Construction Insurance Specialist Territory Why Generic Advice Falls Short The Value of Insurer Access What to Look for in a Construction Insurance Broker Industry-specific experience Understanding of your contracts Claims support Ongoing review Common Coverage Mistakes Construction Businesses Make Working With ABS Insurance Brokers FAQs […]