MACHINERY BREAKDOWN INSURANCE AUSTRALIA
Machinery Breakdown
Insurance Australia.
Machinery breakdown insurance helps protect Australian businesses from the repair costs, lost income and operational disruption caused by sudden and accidental mechanical or electrical failure.
- Repair or replacement of insured machinery
- Business interruption and increased working costs
- Temporary hire, expedited repairs and stock spoilage
Get Your Machinery Breakdown Quote
Our Clients Say
Trusted by Businesses Australia-Wide
Tailored Policies
For Your Project
Competitive Premiums
Great Value
Fast & Easy Claims
We're Here to Help
Australian Owned
Local Experts
ABOUT MACHINERY BREAKDOWN INSURANCE
Protect Critical Equipment.
Keep Your Business Moving.
Machinery breakdown insurance is designed for businesses that rely on mechanical, electrical, electronic or pressure equipment. It can complement commercial property insurance by responding to sudden internal breakdown that may not be caused by an insured external event.
- Cover for fixed mechanical, electrical and electronic equipment
- Support for repairs, replacement, temporary hire and expediting expenses
- Optional protection for business interruption and deteriorated stock
- Policy advice tailored to your industry, equipment and risk profile
WHAT'S COVERED
Machinery Breakdown Cover for the Equipment Your Business Relies On
Mechanical & Electrical Breakdown
Cover may respond to sudden and accidental internal mechanical, electrical or electronic damage to insured equipment, subject to the policy wording.
Repair or Replacement Costs
Helps with reasonable repair or replacement costs for insured machinery, including parts and labour, within the applicable limits.
Business Interruption
Optional cover may help address lost income, loss of profits or additional expenses when a breakdown interrupts your business.
Temporary Hire & Expediting
Cover may be arranged for temporary equipment hire, urgent freight, overtime, temporary repairs and other expediting costs.
Deterioration of Stock
Businesses holding refrigerated, chilled or temperature-sensitive goods can consider cover for stock deterioration following an insured breakdown.
Electronic Equipment & Data
Depending on the policy, cover may extend to electronic equipment, control systems, data restoration and related operational costs.
WHY CHOOSE ABS
A Machinery Breakdown Insurance Broker That Understands Business Risk
Industry-Focused Advice
We help identify the equipment and breakdown exposures most important to your business.
Tailored Policy Options
We compare available cover, limits, excesses and extensions to suit your operations.
Commercial Insurance Expertise
Machinery breakdown can be considered alongside property, business interruption and liability cover.
Claims Support
When equipment fails, our team helps you understand the policy response and next steps.
Australian Business Support
ABS Insurance Brokers assists businesses across Australia with practical insurance advice.
Protect Your Business from Machinery Downtime
Speak with ABS Insurance Brokers about machinery breakdown insurance tailored to your equipment, industry and operational needs.
MACHINERY BREAKDOWN INSURANCE FAQs
What is machinery breakdown insurance?
Machinery breakdown insurance can help cover sudden and accidental internal mechanical, electrical or electronic breakdown of insured equipment. Depending on the policy, it may include repair or replacement costs, temporary hire, expediting expenses, business interruption and deterioration of stock. Terms, limits, excesses and exclusions apply.
What equipment can machinery breakdown insurance cover?
Cover can be considered for equipment such as air-conditioning systems, refrigeration and cool rooms, pumps, compressors, generators, boilers, pressure vessels, production machinery, printing equipment, conveyors, switchboards, servers and electronic control systems. The equipment must be acceptable to the insurer and correctly described or scheduled where required.
Is machinery breakdown insurance included in property insurance?
Not usually. Standard commercial property insurance generally responds to insured external events such as fire, storm or impact, while machinery breakdown insurance is designed for sudden internal mechanical or electrical failure. The policies can work together, but the correct response depends on the cause of loss and policy wording.
Can machinery breakdown insurance cover lost income or spoiled stock?
Some policies can include business interruption, loss of income, increased cost of working, temporary hire and deterioration of refrigerated or temperature-sensitive stock. These extensions are not automatic and must be selected, with appropriate sums insured and indemnity periods.
What information is needed for a machinery breakdown quote?
We generally need details of the machinery, manufacturer, model, age, replacement value, location, use, maintenance arrangements, prior losses and desired business interruption or stock-deterioration extensions. Contact ABS for a tailored discussion.