Aircraft aerial application liability insurance helps protect agricultural aviation businesses against liability arising from aerial spraying, spreading and other approved agricultural application activities.
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Aircraft aerial application liability insurance is specialist aviation cover for operators applying agricultural chemicals, fertilisers or other approved products by aircraft. It is designed around potential accidental bodily injury, property damage, crop damage and chemical drift affecting neighbouring land, livestock or produce.
Cover may respond to eligible third-party claims alleging chemical drift caused injury, property damage, crop damage or contamination, subject to the policy wording.
Protection may be available for accidental damage to neighbouring crops, land, livestock, buildings or other property arising from an aerial application operation.
May address legal liability for accidental bodily injury or illness alleged to result from the operator’s approved activities.
Underwriting considers aircraft type, pilot qualifications, application equipment, chemicals, target crops, operating areas and annual activity.
Cover should be reviewed alongside CASA, state or territory licensing, SpraySafe requirements, permits, contracts and client obligations.
Depending on the risk, options may include aircraft hull, premises, products, pollution, non-ownership or additional aviation liability cover.
We help operators understand specialist liability exposures associated with aerial application.
We align the insurance discussion with aircraft, chemicals, crops, locations and approved uses.
We approach aviation insurers for agricultural application and chemical drift risks.
We provide assistance when a spray drift, crop damage or third-party claim arises.
ABS provides aviation insurance assistance for agricultural operators across Australia.
Speak with ABS Insurance Brokers about aircraft aerial application liability insurance tailored to your operation.
Aircraft aerial application liability insurance is specialist aviation cover for operators applying agricultural chemicals, fertilisers or other approved products from fixed-wing aircraft, helicopters or eligible drones. It addresses liability exposures arising from the activity, subject to the policy wording.
Chemical drift liability relates to allegations that an applied chemical moved beyond the intended target area and caused injury, contamination, crop damage, livestock loss or property damage. Available cover depends on chemicals, application methods and policy terms.
It may be relevant to agricultural aviation operators, crop-spraying businesses, farming or agri-business operators, aerial spreading contractors and eligible agricultural drone operators. CASA and state or territory requirements must be considered separately.
Some policies can respond to eligible third-party claims involving neighbouring crops, land, livestock, buildings or other property. Coverage is subject to declared activities, chemicals, limits, exclusions and insurer assessment.
We generally need details of the aircraft or drone, pilot qualifications, chemicals and products applied, application methods, target crops, operating areas, annual turnover, claims history, licences and desired liability limits.