Aircraft hull and liability insurance helps protect aircraft owners against loss or damage to their aircraft, together with third-party and passenger liability arising from an accident.
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Aircraft hull and liability insurance is specialist aviation cover for aircraft owners and operators. Hull cover is designed to address physical loss or damage to the insured aircraft, while liability cover addresses legal liability to passengers and third parties arising from the operation of the aircraft. Cover must reflect the aircraft type, pilot experience, use and operating area.
Cover may respond to physical loss or damage to the aircraft from an insured accident or event, subject to the agreed value and policy terms.
Protects against covered legal liability for accidental bodily injury or property damage caused by aircraft operations.
Liability cover can address claims by passengers for injury or death arising from an accident, subject to policy limits and conditions.
The policy can be structured around the risks selected, including flight, taxiing, hangar, parking and ground operations.
Underwriting considers aircraft type, ownership, pilot qualifications, approved uses, hours flown and operating territory.
Depending on the risk, options may include loss of use, hangar keepers, war risks, spare parts, equipment and additional aviation liability.
We help aircraft owners understand hull, passenger and third-party liability exposures.
We help align cover with aircraft value, approved use, pilots and operating areas.
We approach aviation insurers for private, business and approved commercial operations.
We assist with the insurance process when an aircraft incident or liability allegation occurs.
ABS provides aviation insurance assistance for aircraft owners across Australia.
Speak with ABS Insurance Brokers about aircraft hull and liability insurance tailored to your aircraft and operation.
Aircraft hull and liability insurance combines protection for physical loss or damage to the aircraft with legal liability protection for passengers and third parties arising from an accident. The exact cover depends on the policy wording, aircraft, use, pilots, limits and conditions.
Hull insurance may cover physical loss or damage to the aircraft during the insured risks selected, which can include flight, taxiing, ground handling, hangar or parking risks. Agreed value, excesses, exclusions and conditions apply.
Aircraft liability insurance may respond to covered legal liability for accidental bodily injury, passenger injury or death, and third-party property damage arising from aircraft operations. Liability limits and passenger sub-limits must be reviewed carefully.
Yes. Cover can be considered for private aircraft owners, business aircraft, flying schools, charter operators and other approved aviation operations. The insurer will assess the aircraft, pilot qualifications, use, location and operational details.
We generally need the aircraft type and value, registration, ownership or finance details, approved use, pilot experience, operating area, annual hours, claims history and desired hull and liability limits.