REMOTELY PILOTED AIRCRAFT INSURANCE AUSTRALIA
Remotely Piloted
Aircraft
Insurance.
Remotely piloted aircraft insurance helps protect owners and operators against accidental damage to the RPA, plus personal injury and property claims arising from an RPA accident.
- Accidental damage cover for your RPA
- Third-party personal injury and property liability options
- Flexible cover for commercial aircraft, payloads and operations
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ABOUT REMOTELY PILOTED AIRCRAFT INSURANCE
Protect Your RPA
Business and Equipment.
RPA insurance is designed for people and businesses that own or operate remotely piloted aircraft for commercial or specialist work. Cover can be structured around the aircraft, payloads, ground equipment and liability exposures created by your operations, subject to the policy wording.
- Commercial drone photography, filming and media
- Surveying, mapping, inspections and infrastructure work
- Agriculture, construction, mining and environmental operations
- Payloads such as cameras, sensors, LiDAR and specialist equipment
WHAT'S COVERED
RPA Hull, Liability and Equipment Protection
RPA Hull Cover
Cover options for accidental loss of or damage to the remotely piloted aircraft, including eligible damage while operating, subject to the policy wording.
Payloads and Ground Equipment
Protect nominated payloads and equipment such as cameras, sensors, batteries, controllers, ground stations and accessories.
Third-Party Liability
Cover options for legal liability arising from accidental bodily injury or property damage caused by an RPA accident.
Commercial RPA Operations
Tailored consideration for aerial photography, surveying, mapping, inspections, construction, mining, agriculture and other declared uses.
Transit and Ground Risks
Options may include accidental loss or damage while the RPA and equipment are in transit or on the ground, subject to selected cover.
Fleet and Specialist Operations
Flexible solutions for multiple aircraft, specialist payloads, complex operations and eligible enterprise or project-based work.
WHY CHOOSE ABS
Why RPA Operators Choose ABS
Aviation Insurance Expertise
Advice on RPA hull, liability, payload and operational exposures
Cover Built Around Your Work
Policy options shaped around how, where and why you operate
Commercial Risk Understanding
Consideration of equipment values, clients, sites, flight activity and contractors
Personalised Broker Support
A dedicated broker to help explain limits, excesses, exclusions and claims
Australian Market Access
Access to specialist aviation and drone insurance markets
Protect Your RPA Operations
Talk to ABS about remotely piloted aircraft insurance for your business.
FREQUENTLY ASKED QUESTIONS
What is remotely piloted aircraft insurance?
Remotely piloted aircraft insurance, also called RPA or drone insurance, is specialist aviation cover for people and businesses that own or operate remotely piloted aircraft. It can combine accidental damage protection with third-party liability cover.
What does RPA hull insurance cover?
Depending on the policy wording, hull cover may respond to accidental loss of or damage to the insured RPA while in flight, on the ground or in transit. The aircraft, value, use, operating area and excess need to be declared.
Does RPA insurance include third-party liability?
Yes. RPA policies can include liability for accidental bodily injury or property damage arising from an RPA accident. Liability limits, exclusions, operating conditions and any required approvals must be checked carefully.
Can payloads and ground equipment be insured?
Payloads and ground equipment may be insured when they are specifically declared, including cameras, LiDAR, thermal sensors, batteries, controllers and remote pilot stations. Cover depends on the policy schedule and wording.
Which commercial RPA operations can be covered?
Cover may be available for declared commercial activities such as photography, filming, surveying, mapping, inspections, construction, mining, agriculture, infrastructure and environmental monitoring. The operator must comply with applicable CASA requirements and policy conditions.