Remotely piloted aircraft insurance helps protect owners and operators against accidental damage to the RPA, plus personal injury and property claims arising from an RPA accident.
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RPA insurance is designed for people and businesses that own or operate remotely piloted aircraft for commercial or specialist work. Cover can be structured around the aircraft, payloads, ground equipment and liability exposures created by your operations, subject to the policy wording.
Cover options for accidental loss of or damage to the remotely piloted aircraft, including eligible damage while operating, subject to the policy wording.
Protect nominated payloads and equipment such as cameras, sensors, batteries, controllers, ground stations and accessories.
Cover options for legal liability arising from accidental bodily injury or property damage caused by an RPA accident.
Tailored consideration for aerial photography, surveying, mapping, inspections, construction, mining, agriculture and other declared uses.
Options may include accidental loss or damage while the RPA and equipment are in transit or on the ground, subject to selected cover.
Flexible solutions for multiple aircraft, specialist payloads, complex operations and eligible enterprise or project-based work.
Advice on RPA hull, liability, payload and operational exposures
Policy options shaped around how, where and why you operate
Consideration of equipment values, clients, sites, flight activity and contractors
A dedicated broker to help explain limits, excesses, exclusions and claims
Access to specialist aviation and drone insurance markets
Talk to ABS about remotely piloted aircraft insurance for your business.
Remotely piloted aircraft insurance, also called RPA or drone insurance, is specialist aviation cover for people and businesses that own or operate remotely piloted aircraft. It can combine accidental damage protection with third-party liability cover.
Depending on the policy wording, hull cover may respond to accidental loss of or damage to the insured RPA while in flight, on the ground or in transit. The aircraft, value, use, operating area and excess need to be declared.
Yes. RPA policies can include liability for accidental bodily injury or property damage arising from an RPA accident. Liability limits, exclusions, operating conditions and any required approvals must be checked carefully.
Payloads and ground equipment may be insured when they are specifically declared, including cameras, LiDAR, thermal sensors, batteries, controllers and remote pilot stations. Cover depends on the policy schedule and wording.
Cover may be available for declared commercial activities such as photography, filming, surveying, mapping, inspections, construction, mining, agriculture, infrastructure and environmental monitoring. The operator must comply with applicable CASA requirements and policy conditions.
