AGRICULTURAL INSURANCE AUSTRALIA

Protect Your Farm.
Secure Your Livelihood.

Tailored agricultural insurance for Australian farms, primary producers, rural property owners and agribusinesses.

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Trusted by Businesses Australia-Wide

Whole-of-Farm Cover

Property, People & Operations

Tailored Protection

Built Around Your Enterprise

Claims Support

Practical Help When It Matters

Australian Owned

Rural & Regional Service

Agricultural spraying drone dispensing chemicals over an Australian paddock

ABOUT AGRICULTURAL INSURANCE

Built for the Land.
Tailored for Your Enterprise.

Agricultural insurance can combine core farm property and liability protection with specialist cover for crops, produce, livestock, bloodstock, machinery and goods in transit. ABS Insurance Brokers reviews how your farm operates, what you produce and where your greatest exposures sit, then helps arrange an insurance program suited to your rural enterprise.

WHAT'S COVERED

Agricultural Insurance Cover for the Risks That Keep Your Farm Moving

Farm Property Insurance

May cover homesteads, sheds, silos, fencing, farm contents, hay, grain and other property against selected insured events.

Transit Insurance

Protect produce, livestock, machinery and equipment while moving by road, rail, sea or air, subject to the policy selected.

Livestock & Bloodstock Insurance

Options may include mortality, fire, theft and transit cover for livestock, stud animals, racehorses and breeding stock.

Crop & Produce Insurance

Cover may respond to fire, hail, overspray, straying livestock, storage, harvested seed and selected weather exposures.

Farm Liability Insurance

Protection for legal liability arising from injury or property damage connected with farm operations, visitors or products.

Machinery & Farm Motor

Cover options for tractors, mobile machinery, implements, farm vehicles, accidental damage and machinery breakdown.

WHY CHOOSE ABS

Why Farmers & Agribusinesses Choose ABS

Agricultural Risk Focus

We review your property, production, livestock and transit exposures.

Tailored Insurance Program

Cover structured around your enterprise, season and budget.

Specialist Market Access

Farm, crop, livestock, bloodstock and transit options.

Claims Advocacy

Broker support from claim notification through to settlement.

Australian Owned

Personal service for rural and regional clients across Australia.

Let's Protect Your Farm and Livelihood

Talk to ABS about tailored agricultural insurance for your property, production and rural business.

FREQUENTLY ASKED QUESTIONS

What does agricultural insurance cover?

Agricultural insurance can be tailored to cover farm buildings, homesteads, contents, fencing, machinery, vehicles, liability, livestock, crops, stored produce, business interruption and transit risks. The sections available depend on the insurer, type of enterprise and policy selected. ABS can help identify the covers relevant to your farm and explain important limits, exclusions and excesses.

Standard business insurance may not address exposures that are unique to farming, such as livestock mortality, crop damage, farm machinery, silos, hay and grain, rural fencing, chemical overspray or produce in transit. Agricultural insurance is designed around rural property and production risks, allowing cover to be structured for the way a farm or agribusiness actually operates.

In many cases, a farm package can combine property, liability, machinery, motor and selected livestock or transit sections. Crop insurance and higher-value bloodstock insurance may require separate specialist policies or underwriting. Your broker can coordinate the policies so the limits, insured values, locations and transit arrangements work together without unnecessary gaps or duplication.

Depending on the policy, farm property insurance may include sheds, silos, tanks, fencing, fixed and mobile machinery, tools, hay, grain and other stored produce. Cover varies significantly between insurers, and some items require separate sums insured or optional sections. Accurate asset values and clear descriptions are essential when arranging protection.

Useful information includes the farm location and acreage, business activities, crops and livestock, building and machinery values, vehicle details, annual turnover, transit movements, prior claims and current insurance schedule. Crop acreage and values, livestock numbers, bloodstock valuations, storage arrangements and risk controls may also be required for specialist cover.

NEED HELP?

Talk to an Agricultural Insurance Specialist

Our team will help you compare suitable cover for your farm, production and rural business risks.