Specialist insurance for stud livestock, herd animals, thoroughbreds and breeding bloodstock—protecting significant animal value against selected risks.
Individual or Portfolio
Matched to Animal & Use
When It Matters
Rural & Bloodstock Support
Livestock insurance can protect individually valued stud animals or broader herd exposures, while bloodstock insurance is designed for valuable horses used for racing, breeding, sales or other declared purposes. Cover is shaped around species, breed, age, use, health, pedigree, insured value and location. ABS helps farmers, stud breeders, bloodstock owners and syndicates compare suitable mortality, theft, transit, loss-of-use and breeding-related options. Explore our broader agricultural insurance and farm transit insurance solutions.
Cover may protect insured livestock against death resulting from specified accident, illness, disease or humane destruction.
Individually valued bulls, rams and other stud animals may be insured for mortality and eligible accidental or sickness-related loss of use.
Thoroughbreds and breeding horses may be insured for mortality, theft and humane destruction, subject to policy terms.
Cover can be considered from purchase or the fall of the hammer and during approved domestic or international transit.
Specialist options may include unborn foal, broodmare, stallion infertility, disability or loss-of-income risks.
Depending on the market, extensions may include emergency surgery, veterinary fees or specified treatment costs.
Consideration of species, breed, age, use, health, location and insured value.
Solutions for one valuable animal, multiple stud purchases or a broader bloodstock portfolio.
Help identifying the information, veterinary evidence and agreed values insurers may require.
A dedicated point of contact for quotations, renewals and sensitive claims assistance.
Support for livestock and bloodstock clients across metropolitan, regional and remote Australia.
Request tailored cover for livestock, stud stock and equine bloodstock.
Livestock insurance generally relates to farm animals such as cattle, bulls, sheep, rams, goats, alpacas and other eligible production or stud animals. Bloodstock insurance relates to valuable horses, particularly thoroughbreds, broodmares, stallions, foals and breeding stock. Different underwriting, valuation, veterinary and policy conditions can apply to each category.
Depending on insurer appetite, cover may be available for individual bulls and rams, stud cattle, sheep, goats, alpacas, herd livestock, thoroughbreds, racehorses, broodmares, stallions, foals and other declared horses. Eligibility depends on species, breed, age, health, intended use, value and location.
Mortality cover can pay the insured or agreed value when an animal dies or must be humanely destroyed following a covered accident, illness or disease. Loss-of-use cover may respond when an insured stud animal permanently loses its declared function without dying. The definitions, evidence requirements and exclusions vary significantly between policies.
Some specialist stud stock and bloodstock policies can begin from the fall of the hammer or another agreed purchase point, including approved transit from the sale. Cover is not automatic unless the policy or binder confirms it, so insurance should be arranged before or immediately when responsibility for the animal transfers.
Useful information includes species, breed, age, sex, identification, pedigree, purchase price or valuation, intended use, health history, current veterinary information, location, security, transport plans and the cover period required. Higher-value animals, foals and certain extensions may require a veterinary certificate or additional underwriting evidence.
