Specialist insurance solutions for growing crops, harvested produce, grain and agricultural commodities—tailored to Australian farming risks.
Matched to Your Operation
Cover When It Matters
Through the Growing Season
Rural & Regional Support
Crop and Produce Insurance can protect the value invested in growing crops and harvested agricultural produce when insured events disrupt the season. ABS Insurance Brokers can help arrange cover for broadacre crops, horticulture, orchards, vineyards, grain and other eligible commodities, with policy options considered for fire, hail, storage and transit risks. We coordinate this protection with your wider Agriculture Insurance program and, where required, specialist Farm Transit Insurance.
Cover may protect the potential yield or agreed value of growing crops damaged by insured fire or hail events, subject to policy terms and limits.
Insurance options for eligible cereals, oilseeds, pulses, cotton and other broadacre or specialty crops, subject to underwriting acceptance.
Tailored solutions may be available for selected fruit, vegetables, nuts, grapes and other horticultural produce.
Protect harvested grain, produce and other agricultural commodities under an appropriate farm, crop or produce policy.
Cover can be reviewed for produce in storage and specified spoilage or deterioration risks where included by the chosen policy.
Produce in transit and financial losses following insured damage may require separate or optional policy sections.
Practical advice for farms, growers and agribusinesses
Cover structured around crop type, acreage and value
Risk details assessed for each property and growing season
One point of contact from placement through to claim
Support for regional and rural clients across Australia
Request a tailored crop and produce insurance review today.
Cover depends on the insurer and policy selected. It may protect growing crops against specified events such as fire and hail, while separate or optional sections can address harvested produce, storage, transit or other nominated risks. Your schedule, exclusions, excesses and limits determine the actual protection.
Not in every policy. Fire-only, hail-only or combined fire and hail options may be available, and additional perils must be specifically accepted by the insurer. ABS will explain the wording, excesses and exclusions before cover is placed.
Eligible risks may include cereals, oilseeds, pulses and other broadacre crops, as well as selected horticultural crops, orchards, vineyards and specialty produce. Availability varies by crop type, location, growing method, season and insurer appetite.
It can, but this protection should not be assumed. Harvested grain or produce stored at the farm, at another location or moving in transit may need a specific extension or a separate produce, farm property or transit policy.
Insurers commonly request the crop type and variety, planted area, property location, paddock maps, expected yield or value, sowing and harvest dates, storage arrangements, previous claims and the perils required. Accurate declarations help us obtain appropriate terms.
