Product Liability Insurance Australia
Product liability insurance Australia.
Product liability insurance for manufacturers, importers, wholesalers, distributors, retailers and businesses that sell or supply products across Australia.
- Tailored product liability cover
- Competitive premiums
- Fast and practical claims support
Request an insurance quote
Our Clients Say
Trusted by Businesses Australia-Wide
Tailored Policies
For Your Project
Competitive Premiums
Great Value
Fast & Easy Claims
We're Here to Help
Australian Owned
Local Experts
ABOUT PRODUCT LIABILITY INSURANCE
Built to Protect.
Protect Your Business.
Product liability insurance can help protect your business when a product you manufacture, import, distribute, sell or supply is alleged to have caused personal injury or property damage.
- Cover for products made, imported, distributed or sold
- Protection against injury, illness and property damage claims
- Policy options tailored to your products and supply chain
- Access to Australia's leading insurers
WHAT PRODUCT LIABILITY INSURANCE CAN COVER
Protection for Product-Related Claims
Personal Injury
Cover for your legal liability where a product causes injury, illness, death or emotional distress to a third party.
Property Damage
Cover for your legal liability where a product causes physical loss of or damage to third-party property.
Legal Defence Costs
May cover the reasonable costs of investigating, defending and settling an insured claim, subject to the policy.
Products Supplied
Cover may respond to products you manufacture, import, assemble, distribute, sell or supply, subject to the policy wording.
Imported and Exported Products
Tell us where products are sourced, sold and used so territorial and export exposures can be assessed.
Advertising Liability
Some policies may include liability arising from advertising, such as alleged defamation or misleading advertising, subject to terms and exclusions.
WHY CHOOSE ABS
Why Manufacturers, Importers & Product Businesses Trust ABS
Specialist Expertise
We understand product and business risks
Customised Policies
Tailored cover for your products and operations
Strong Insurer Relationships
Access to Australia's leading insurers
Personalised Service
Personalised support from quote to claim
Local Knowledge
Australian owned & operated
Protect Your Products and Your Business
Request a free, no-obligation discussion about product liability insurance for your business.
FREQUENTLY ASKED QUESTIONS
What does product liability insurance cover?
Product liability insurance may help cover your legal liability for third-party personal injury, illness, death or property damage caused by a product you manufacture, import, distribute, sell or supply. Policy terms, limits, excesses and exclusions apply.
Is product liability insurance mandatory in Australia?
Product liability insurance is not automatically compulsory for every business in Australia, but customers, retailers, landlords or commercial contracts may require it. The appropriate cover depends on your products, operations and supply chain.
Does product liability insurance cover imported products?
Imported products need careful assessment because the Australian business importing or supplying them may carry significant responsibility for product-related claims. Tell ABS where your products are made, sold and used so the exposure can be properly considered.
Who should consider product liability insurance?
Manufacturers, importers, wholesalers, distributors, retailers, online sellers and businesses that supply physical products should consider product liability insurance. This can include food, cosmetics, electrical goods, toys, machinery, building products and consumer goods.
Does product liability insurance cover product recalls?
Product liability insurance generally does not automatically cover the cost of recalling or replacing a defective product. Separate product recall cover may be available, so discuss this exposure with your broker before arranging cover.