FOOD TRUCK INSURANCE AUSTRALIA
Cover Your Truck.
Protect Your Trade.
Keep Serving With Confidence.
Specialist insurance solutions for food trucks, coffee vans, food trailers, mobile caterers and market vendors across Australia.
- Tailored cover for your mobile food business
- Vehicle, fit-out, equipment and liability options
- Claims support to help you get back on the road
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Trusted by Businesses Australia-Wide
Mobile Business Cover
For Your Operation
Flexible Cover Options
Built Around Your Risks
Claims Support
When You Need Help
Australian Owned
Local Experts
ABOUT FOOD TRUCK INSURANCE
Built for Business on the Move.
Designed for Food Trucks.
From your vehicle and kitchen fit-out to liability and lost trading income, cover can be tailored around how and where your mobile food business operates.
- Cover for food trucks, trailers, coffee vans & mobile caterers
- Protection against damage, liability, theft & more
- Flexible cover options to suit your project size and scope
- Backed by Australia's leading insurers
WHAT CAN FOOD TRUCK INSURANCE COVER?
Practical Cover for Your Mobile Food Business
Commercial Motor & Trailer
Can cover insured loss or damage to your food truck or trailer from collision, theft, fire, impact and other selected events, together with road-use legal liability.
Public & Products Liability
Can respond to claims alleging customer injury, property damage, food poisoning or allergic reactions arising from your mobile food business, subject to the policy.
Fit-Out, Equipment & Portable Property
Can protect permanently fitted kitchens, generators, coffee machines, refrigerators, cooking equipment, POS systems and portable equipment used away from the vehicle.
Equipment Breakdown & Stock Spoilage
Options may cover sudden mechanical or electrical breakdown of insured equipment and refrigerated stock spoiled following a covered breakdown.
Theft, Fire & Accidental Damage
Can help protect the truck, trailer, fit-out, equipment, stock and money against selected insured events, security conditions and limits.
Business Interruption & Personal Accident
Depending on your operation, cover may be available for lost income after an insured event and personal accident protection for eligible owner-operators.
WHY CHOOSE ABS FOR FOOD TRUCK INSURANCE
Why Mobile Food Operators Choose ABS
Specialist Expertise
We understand mobile hospitality risks
Customised Policies
Cover matched to your vehicle and trading setup
Strong Insurer Relationships
Options from established Australian insurers
Personalised Service
Clear advice and claims support
Local Knowledge
Cover for markets, events and mobile trade
Let's Protect Your Mobile Business
Request a tailored food truck insurance quote and keep your business moving.
FREQUENTLY ASKED QUESTIONS
What insurance does a food truck need?
A food truck may need a combination of commercial motor or trailer cover, public and products liability, cover for the kitchen fit-out and equipment, refrigerated stock, business interruption and personal accident. Workers compensation may also be required if you employ staff. The appropriate package depends on your vehicle, cooking methods, turnover and where you trade.
Does food truck insurance include public and products liability?
Public and products liability may be included or arranged as part of a food truck insurance package. It can respond to claims involving third-party injury, property damage, food poisoning or allergic reactions, subject to the policy. Councils, markets, festivals and event organisers may require a particular liability limit and a certificate of currency.
Can the truck, trailer and kitchen fit-out be covered?
Depending on the policy, cover may be arranged for the food truck or trailer and declared items such as permanently installed kitchens, generators, refrigeration, coffee machines, cooking equipment and signwriting. Modifications, fit-out values, drivers, overnight storage and intended use should be accurately disclosed to the insurer.
Is food spoilage or equipment breakdown covered?
Equipment breakdown and refrigerated stock deterioration may be available as optional covers. They generally respond to sudden mechanical or electrical failure of insured equipment, not normal wear and tear, poor maintenance or gradual deterioration. Limits, waiting periods and exclusions vary between insurers.
Can food trucks be insured for markets and events?
Food trucks, coffee vans, trailers and mobile caterers may be covered for trading at markets, festivals, private functions, workplaces and roadside locations, subject to insurer acceptance. Your broker may need details of your trading radius, overnight storage, cooking methods, annual turnover, staff, event requirements and claims history.