CATERING INSURANCE AUSTRALIA
Protect Every Event.
Protect Your Business.
Total Cater With Confidence.
Specialist catering insurance for mobile caterers, event caterers, wedding and corporate caterers, private chefs and contract food-service businesses across Australia.
- Cover for events, customers, food, equipment and operations
- Options for food liability, portable equipment and transit risks
- Claims support to help you recover and keep catering
Request an insurance quote
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Catering Business Cover
Built Around Your Events
Flexible Cover Options
From Established Insurers
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ABOUT CATERING INSURANCE
Built for Caterers.
Designed for Events.
Caterers work across changing venues while transporting food, staff and valuable equipment. ABS helps arrange catering insurance around food-related liability, damage at event locations, portable equipment, refrigerated stock, commercial vehicles and interruption to your operations—subject to insurer terms, limits and exclusions.
- For event caterers, mobile caterers, private chefs & food-service contractors
- Protect customers, event venues, equipment, stock, vehicles & income
- Options for weddings, corporate events, festivals, markets & private functions
- Access to established Australian insurers
WHAT CAN CATERING INSURANCE COVER?
Practical Cover for Catering Businesses
Public & Products Liability
Can respond to claims alleging guest injury, third-party property damage, food poisoning or allergic reactions arising from food and services you provide, subject to the policy.
Portable Equipment, Contents & Stock
Can protect owned catering equipment, marquees, servingware, POS devices, refrigerated stock and other insured contents at your premises, in storage or temporarily at events.
Equipment Breakdown & Food Spoilage
Options may cover sudden mechanical or electrical breakdown of refrigerators, freezers, cool rooms and insured catering equipment, plus resulting deterioration of food stock.
Commercial Motor & Goods in Transit
Commercial motor and transit options can protect catering vans or vehicles and insured food, stock and equipment while travelling between your kitchen, suppliers and event locations.
Business Interruption & Extra Costs
May cover lost gross profit and additional operating costs when an insured event disrupts your kitchen, premises or equipment and prevents normal catering operations.
Hired Equipment, Cyber & Employee Risks
Depending on your business, hired-in equipment, money, theft, cyber insurance, management liability and workers compensation may also require consideration. Workers compensation is arranged separately.
WHY CHOOSE ABS FOR CATERING INSURANCE
Why Catering Businesses Choose ABS
Specialist Expertise
We understand mobile and event catering risks
Customised Policies
Cover matched to your services, venues and equipment
Strong Insurer Relationships
Options from established Australian insurers
Personalised Service
Clear advice and claims support
Local Knowledge
Local service for caterers across Australia
Let's Protect Your Catering Business
Request a tailored catering insurance quote and keep your business serving events with confidence.
FREQUENTLY ASKED QUESTIONS
What insurance does a catering business need?
A catering business may need public and products liability, portable equipment and contents, stock deterioration, machinery breakdown, theft, money and business interruption cover. Commercial motor, goods in transit, hired equipment, cyber, management liability and workers compensation may also be relevant depending on your kitchen, vehicles, staff and event services.
Does catering insurance cover food poisoning and allergic reactions?
Public and products liability may respond to claims involving food poisoning, allergic reactions, guest injuries or damage to third-party property caused by your catering activities, subject to the policy terms and exclusions. Ingredient controls, allergen procedures, temperature records and food-safety practices remain important risk-management requirements.
Are off-site events and damage to event venues covered?
Catering insurance can be arranged for disclosed activities at weddings, corporate functions, private homes, festivals, markets and other approved event locations. Liability cover may respond if your business causes injury or venue property damage, but venue contracts, participant numbers, alcohol service and higher-risk activities should be disclosed before the event.
Can portable equipment and catering stock in transit be covered?
Portable equipment and transit cover may protect insured cooking appliances, serving equipment, marquees, POS devices, food and other stock while stored, transported or temporarily used at events. Cover limits, unattended-vehicle conditions, theft protections and temperature-control requirements vary between insurers and should be checked carefully.
Do caterers need commercial motor and workers compensation insurance?
A catering van or business vehicle generally requires commercial motor insurance, with suitable cover for modifications and accessories. Goods in transit may be needed for food, stock and equipment carried in the vehicle. Workers compensation is arranged separately and may be compulsory when you employ permanent, casual or event staff, depending on the applicable state or territory rules.