COMMERCIAL FLEET INSURANCE AUSTRALIA
Commercial Fleet Insurance.
Keep your business moving.
Commercial fleet insurance helps protect the vehicles your business relies on to deliver services, transport goods, visit customers and keep operations moving across Australia.
- Cover for business vehicles under one fleet policy
- Flexible options for cars, vans, utes and trucks
- Broker advice for growing and changing fleets
Get Your Commercial Fleet Quote
Our Clients Say
Trusted by Businesses Australia-Wide
Fleet Policy Advice
A practical approach to insuring multiple business vehicles together.
Flexible Vehicle Cover
Cover options for cars, vans, utes, trucks, trailers and specialist vehicles.
Claims Support
Guidance when a vehicle is damaged, stolen or involved in an accident.
Australian Broker Service
Clear advice as your fleet, drivers and vehicle use change.

ABOUT COMMERCIAL FLEET INSURANCE
Protect Your Vehicles.
Keep Your Business Moving.
Commercial fleet insurance is designed for businesses that operate more than one vehicle as part of their day-to-day activities. A fleet policy can simplify administration while helping protect vehicles, drivers and the business against insured loss or damage.
Whether you operate delivery vans, trade utes, company cars, light trucks, heavy vehicles or specialist vehicles, ABS Insurance Brokers can help you review your vehicle use, driver profile, locations and claims exposures to arrange suitable commercial motor cover.
- One policy structure for multiple business vehicles
- Cover options for owned, financed or leased vehicles
- Support for changing fleets, vehicle additions and removals
- Advice on vehicle values, usage, drivers and excesses
WHAT COMMERCIAL FLEET INSURANCE CAN COVER
Protection for Your Business Vehicles
Vehicle Damage
Comprehensive commercial motor cover may protect insured fleet vehicles against accidental damage, collision, impact and other insured events, subject to the policy wording.
Third Party Property Damage
Helps protect your business against covered legal liability for damage your vehicle causes to another person’s vehicle or property.
Fire, Theft & Weather Events
Cover may respond to vehicle loss or damage caused by fire, theft, attempted theft, storm, hail, flood or malicious damage, depending on the policy.
Tools, Accessories & Fit-Out
Vehicle accessories, permanently fitted equipment, signage, tools or specialised fit-out may be insured when declared and accepted by the insurer.
Replacement Vehicle & Downtime Options
Some policies offer hire vehicle, towing, roadside assistance or downtime-related extensions to help keep your business operating after an insured event.
Fleet Administration & Vehicle Changes
A fleet policy can make it easier to manage multiple vehicles, add or remove vehicles and keep schedules aligned with your current business operations.
WHY CHOOSE ABS
Why Australian Businesses Choose ABS for Fleet Insurance
Commercial Motor Expertise
We understand the operational and insurance needs of businesses that rely on vehicles.
Tailored Fleet Programs
We help structure cover around vehicle types, usage, drivers, locations and business activities.
Insurer Access
We compare suitable commercial motor and fleet insurance options for your business.
Practical Claims Support
We help you understand the next steps after an accident, theft or vehicle damage.
Personal Broker Service
We remain available as your fleet grows, changes vehicles or renews its policy.
Keep Your Business Moving
Speak with ABS Insurance Brokers about commercial fleet insurance for your vehicles and drivers.
COMMERCIAL FLEET INSURANCE FAQs
What is commercial fleet insurance?
Commercial fleet insurance is a business motor policy designed to cover multiple vehicles under one coordinated insurance program. Depending on the insurer and policy, it may include comprehensive vehicle damage, third-party property damage, fire, theft, weather events, towing and selected extensions.
Which vehicles can be covered under a fleet policy?
Many fleet policies can cover cars, utes, vans, light trucks, heavy vehicles, trailers and specialist vehicles. The insurer will consider the vehicle type, use, carrying capacity, modifications, territory and driver arrangements before confirming cover.
Who needs commercial fleet insurance?
It is relevant to businesses that use multiple vehicles for trades, construction, transport, delivery, logistics, service work, sales, agriculture, manufacturing, retail or other commercial activities. A fleet arrangement may also suit businesses with a smaller number of vehicles where the risks are similar.
Can I add or remove vehicles during the policy?
Most fleet policies allow vehicles to be added or removed during the policy, subject to notifying the insurer and providing the required details. It is important to keep the vehicle schedule, values, uses and drivers current so the policy reflects the actual fleet.
What affects the cost of commercial fleet insurance?
Premiums can be affected by vehicle type and value, number of vehicles, business use, operating locations, driver history, claims history, security, excesses and selected cover. ABS can help you compare options and identify the information insurers need for a quotation.