Products Liability Insurance for Australian Contractors
Products Liability Insurance for Australian Contractors Products liability insurance concerns specified claims arising from products your business supplies, manufactures or sells. Contractors should check how the wording deals with supplied products, installation work and any repair or recall costs. Explore ABS’s product liability insurance service and review it alongside your public liability cover. If you […]
Cyber Insurance Checklist for Australian Businesses
A practical cyber insurance preparation checklist for Australian businesses reviewing systems, data and incident-response exposure.
Plant and Equipment Insurance for Construction Businesses
Plant and Equipment Insurance for Construction Businesses Plant and equipment insurance should be reviewed against the machinery you own or hire, where it operates and how it is transported and stored. Accidental damage, theft and machinery breakdown may be treated differently under the wording. Compare ABS’s plant and machinery insurance and machinery breakdown cover when […]
How Much Does Drone Insurance Cost in Australia?
Understand what affects drone insurance costs in Australia, compare excesses and cover, and prepare the information needed for a commercial drone quote.
Subcontractor Public Liability Insurance: Who Needs It?
Subcontractor Public Liability Insurance: Who Needs It? Subcontractor public liability insurance needs to be checked against your subcontract, business activities and any cover arranged by the principal. Do not assume the head contractor’s policy protects every subcontractor or liability. ABS can review your public liability arrangements and the wider insurance needs of your trade. The […]
Management Liability Insurance for Australian Small Businesses
A practical introduction to management liability insurance for Australian small companies, directors and managers.
Scaffolding Insurance Australia: Covers for Every Job Size
Scaffolding Insurance Australia: Covers for Every Job Size Scaffolding insurance should reflect erection, alteration, inspection, hire and dismantling activities, as well as any design responsibilities. Review working heights, locations, equipment values and contract requirements before selecting limits. Discuss public liability and, where relevant, professional indemnity insurance with ABS. Standard trade insurance policies are often written […]
Who Needs HBCF Insurance in NSW?
Who generally needs HBCF insurance in NSW, when the $20,000 threshold applies and what builders should do before starting work or taking payment.
Certificate of Currency: What Builders Need on Every Job
Certificate of Currency: What Builders Need on Every Job A certificate of currency records selected details of an insurance policy, such as the insured name, type of cover, limit and policy period. Builders are often asked to provide one before accessing a site or starting a contract. Check it against the contract and the wording, […]
Insurance Underwriting Partners: Who Stands Behind Your Cover?
Insurance Underwriting Partners: Who Stands Behind Your Cover? Insurance underwriting partners can have different roles from the brand or distributor selling a policy. Identify the licensed insurer, the issuing agency and the claims contact in the current documents before you compare cover. This guide explains those roles, while our managing general agent guide explains delegated […]