Regional Insurance Brokers: How to Find the Right Fit
A regional insurance broker offers local market knowledge and direct access to a dedicated adviser, but the right choice depends on their licensing, commercial specialisation, claims support, and network affiliations. Working through a short checklist before you commit saves time and reduces the risk of being underinsured when a claim arises. Choosing a broker is […]
Commercial Property Insurance: Buildings, Contents and Machinery
A practical guide to commercial property insurance for buildings, contents, stock and machinery in Australia.
Auto and Business Insurance: Reviewing Premiums and Cover
Auto and Business Insurance: Reviewing Premiums and Cover Auto and business insurance reviews should compare the cover as carefully as the premium. Check vehicle use, business activities, excesses, exclusions and risk controls before changing policies. ABS can help assess commercial motor and business insurance together; any savings depend on the risk and the terms available. […]
High Rise Building Insurance: Unique Risks and Cover Types
High Rise Building Insurance: Unique Risks and Cover Types High rise building insurance should reflect the building’s ownership, occupancy, construction, replacement costs and shared facilities. Ask how the proposed cover addresses property damage, liability, machinery and loss of rent, including relevant exclusions. ABS’s residential strata and commercial strata insurance services provide starting points for a […]
Drone Public Liability vs Hull Insurance: What Is the Difference?
Compare drone public liability and hull insurance in Australia. Learn which risks each addresses, what to check in contracts and where cover gaps can arise.
Waterproofing Contractor Insurance: Liability After Handover
Waterproofing Contractor Insurance: Liability After Handover Waterproofing contractor insurance should be reviewed for work during construction and liability that may arise after handover. Check the treatment of water damage, defective work, completed work and claims notification in the actual policy wording. Discuss your methods and quality records with ABS through its tradies insurance and public […]
Business Interruption Insurance Explained for Australian Businesses
How business interruption insurance works, what may trigger cover and the values and indemnity periods Australian businesses should review.
HBCF Certificate of Insurance: A Guide for NSW Builders
A practical guide to HBCF project certificates in NSW, including timing, eligibility and the details builders and homeowners should verify.
Design and Construct Insurance: Covering the Dual Role
Design and Construct Insurance: Covering the Dual Role Design and construct insurance requires a review of both construction activities and professional design responsibilities. Check how each policy responds to the work your business performs or subcontracts. Discuss construction insurance and professional indemnity insurance together with ABS before relying on the cover. For a design and […]
Civil Contractor Insurance: Cover for Roads and Earthworks
Civil Contractor Insurance: Cover for Roads and Earthworks Civil contractor insurance should account for roads, earthworks, underground services, hired plant and the responsibilities in each contract. Ask your broker to review how exclusions and endorsements apply to the work you actually undertake. Discuss construction insurance alongside plant and machinery cover with ABS. Civil work carries […]