Aircraft non-ownership liability insurance helps protect private pilots, charter operators, flying schools and businesses that hire or charter aircraft without owning them.
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Aircraft owners are not the only people exposed to aviation liability. If you hire, charter, borrow or operate an aircraft owned by someone else, you may still be held responsible for damage or injury arising from its use.
Protection for liability arising while using an aircraft hired or chartered from another owner or operator.
Cover can respond to eligible claims for third-party bodily injury or property damage caused by an aircraft accident.
Protection for eligible passenger injury claims arising from insured aircraft operations, subject to the policy terms.
Helps address your legal liability for loss or damage to an aircraft you do not own while it is in your care, custody or control.
Options for private pilots who hire, borrow or use aircraft for personal or recreational flying.
Cover structured for charter operators, flying schools and businesses using hired aircraft for approved activities.
We understand the liability exposures created when aircraft are hired, chartered or operated by non-owners.
We help compare liability limits, aircraft use, pilot experience and operating arrangements.
Local advice for private pilots, charter businesses, flying schools and corporate aircraft users.
Support when an incident, damage allegation or third-party claim occurs.
We help identify the information insurers need before arranging cover.
Speak with ABS about aircraft non-ownership liability insurance before you hire or charter an aircraft.
Aircraft non-ownership liability insurance is designed for people or businesses that hire, charter, borrow or operate an aircraft they do not own. Depending on the policy wording, it can respond to eligible third-party, passenger and damage-to-aircraft liability arising from the insured use.
It may suit private pilots, charter operators, flying schools, companies using aircraft for business travel, and other operators who use an aircraft owned by someone else. The aircraft, use, pilot qualifications and operating arrangements must be declared to the insurer.
Private pilots may be able to arrange cover when hiring or borrowing an aircraft. The policy should be checked for the aircraft type, permitted use, liability limits, pilot experience, excess and any care, custody or control conditions.
Charter operators and flying schools may require aviation liability cover for aircraft they operate but do not own. Cover depends on the business activity, aircraft, passengers, training or charter operations, pilot qualifications and insurer acceptance.
A quote will usually require the aircraft type, owner or lessor, intended use, hire or charter agreement, pilot experience and currency, passenger exposure, operating locations, annual utilisation, claims history and desired liability limit.
