AIRCRAFT NON-OWNERSHIP LIABILITY INSURANCE AUSTRALIA
Aircraft Non-Ownership
Liability
Insurance.
Aircraft non-ownership liability insurance helps protect private pilots, charter operators, flying schools and businesses that hire or charter aircraft without owning them.
- Liability protection when hiring or chartering aircraft
- Cover for third-party and passenger injury or property damage claims
- Flexible options for private, commercial and training operations
Request an insurance quote
Our Clients Say
Trusted by Businesses Australia-Wide
Tailored Policies
For Your Project
Competitive Premiums
Great Value
Fast & Easy Claims
We're Here to Help
Australian Owned
Local Experts
ABOUT AIRCRAFT NON-OWNERSHIP LIABILITY
Protection When You Fly an Aircraft
You Do Not Own.
Aircraft owners are not the only people exposed to aviation liability. If you hire, charter, borrow or operate an aircraft owned by someone else, you may still be held responsible for damage or injury arising from its use.
- Private pilots hiring or borrowing aircraft
- Charter operators and flying schools
- Companies using aircraft for business travel or operations
- Liability arising from aircraft in your care, custody or control
WHAT'S COVERED
Liability Cover for Hired and Chartered Aircraft
Aircraft Hire Liability
Protection for liability arising while using an aircraft hired or chartered from another owner or operator.
Third-Party Injury and Property Damage
Cover can respond to eligible claims for third-party bodily injury or property damage caused by an aircraft accident.
Passenger Liability
Protection for eligible passenger injury claims arising from insured aircraft operations, subject to the policy terms.
Aircraft Damage Liability
Helps address your legal liability for loss or damage to an aircraft you do not own while it is in your care, custody or control.
Private and Recreational Flying
Options for private pilots who hire, borrow or use aircraft for personal or recreational flying.
Charter, Training and Business Use
Cover structured for charter operators, flying schools and businesses using hired aircraft for approved activities.
WHY CHOOSE ABS
Why Pilots and Operators Choose ABS
Aviation Insurance Expertise
We understand the liability exposures created when aircraft are hired, chartered or operated by non-owners.
Policy Options That Fit
We help compare liability limits, aircraft use, pilot experience and operating arrangements.
Australian Broker Support
Local advice for private pilots, charter businesses, flying schools and corporate aircraft users.
Clear Claims Guidance
Support when an incident, damage allegation or third-party claim occurs.
Practical Risk Advice
We help identify the information insurers need before arranging cover.
Protect Your Non-Owned Aircraft Operations
Speak with ABS about aircraft non-ownership liability insurance before you hire or charter an aircraft.
FREQUENTLY ASKED QUESTIONS
What is aircraft non-ownership liability insurance?
Aircraft non-ownership liability insurance is designed for people or businesses that hire, charter, borrow or operate an aircraft they do not own. Depending on the policy wording, it can respond to eligible third-party, passenger and damage-to-aircraft liability arising from the insured use.
Who needs non-ownership aircraft liability cover?
It may suit private pilots, charter operators, flying schools, companies using aircraft for business travel, and other operators who use an aircraft owned by someone else. The aircraft, use, pilot qualifications and operating arrangements must be declared to the insurer.
Can private pilots insure hired aircraft?
Private pilots may be able to arrange cover when hiring or borrowing an aircraft. The policy should be checked for the aircraft type, permitted use, liability limits, pilot experience, excess and any care, custody or control conditions.
Can charter operators and flying schools obtain cover?
Charter operators and flying schools may require aviation liability cover for aircraft they operate but do not own. Cover depends on the business activity, aircraft, passengers, training or charter operations, pilot qualifications and insurer acceptance.
What information is needed for a quote?
A quote will usually require the aircraft type, owner or lessor, intended use, hire or charter agreement, pilot experience and currency, passenger exposure, operating locations, annual utilisation, claims history and desired liability limit.