General property insurance helps protect portable business assets such as tools, equipment, laptops, cameras, machinery and stock against accidental loss or damage.
Cover designed around the equipment and property your business carries, uses or stores.
Suitable options for tools, technology, equipment, stock and specialised business assets.
Practical support if your insured property is lost, stolen or accidentally damaged.
Clear explanations of limits, exclusions, excesses and conditions.
General property insurance, sometimes called portable property or portable equipment insurance, is designed to protect business assets that are movable, portable or used away from a fixed premises. It can be particularly important for tradespeople, contractors, consultants, photographers, technicians, retailers and service businesses.
Depending on the policy, cover may be arranged for tools, laptops, cameras, electronic equipment, machinery, stock and other specified property against accidental damage, theft or loss. ABS Insurance Brokers can help you identify your assets, values, locations and business activities so the policy is structured appropriately.
May cover trade tools, equipment and machinery used by your business, including property taken to worksites or customer locations, subject to the policy.
Cover may be available for laptops, tablets, cameras, testing equipment and other portable electronic business assets against insured loss or damage.
Can respond to sudden and accidental physical loss or damage, depending on the policy, limits, excess and applicable exclusions.
May cover theft or loss of insured property, including tools and equipment, when security, storage, evidence and notification conditions are met.
Businesses may insure stock, goods, samples and merchandise held at a premises or in transit, with limits and valuation methods tailored to the risk.
Extensions may be available for property temporarily away from the usual business location or being transported, subject to territory and policy conditions.
We understand the value and risks of tools, equipment, technology, stock and portable property.
We help match the cover to how your assets are used, stored, transported and valued.
We compare suitable general property insurance options through our insurer relationships.
We explain limits, exclusions, excesses, security requirements and claims evidence.
We support you through quotation, renewal, asset changes and claims notifications.
Speak with ABS Insurance Brokers about general property insurance for the equipment and assets your business relies on.
General property insurance protects business property that is portable, movable or used away from a fixed premises. It may cover tools, equipment, electronics, stock and specialised assets against accidental damage, theft or loss, depending on the policy wording.
Cover may be available for trade tools, machinery, laptops, cameras, mobile equipment, stock, merchandise, testing equipment and other business assets. The property, value, use and location generally need to be disclosed to the insurer.
It may suit tradespeople, contractors, consultants, photographers, technicians, retailers, event businesses, professional services and other businesses that rely on portable or movable assets to operate.
Some policies can cover tools and equipment away from the usual premises, including at worksites or customer locations. The policy may include security, storage, unattended vehicle, territorial and overnight conditions that must be followed.
Common exclusions can include wear and tear, gradual deterioration, mechanical breakdown, defects, unapproved use, unattended property, inadequate security and items not declared or scheduled. Exact exclusions, limits and excesses depend on the insurer and policy wording.
