CROP & PRODUCE INSURANCE AUSTRALIA
Crop & Produce Insurance.
Protection From Seed to Storage.
Specialist insurance solutions for growing crops, harvested produce, grain and agricultural commodities—tailored to Australian farming risks.
- Broadacre, horticulture, viticulture and specialty crops
- Fire, hail and selected weather-risk options
- Harvested produce, storage and transit solutions
Get Your Crop & Produce Insurance Quote
Tailored Crop Cover
Matched to Your Operation
Seasonal Policy Options
Cover When It Matters
Claims Support
Through the Growing Season
Australia-Wide Service
Rural & Regional Support
ABOUT CROP & PRODUCE INSURANCE
Protect the Season.
Secure the Harvest.
Crop and Produce Insurance can protect the value invested in growing crops and harvested agricultural produce when insured events disrupt the season. ABS Insurance Brokers can help arrange cover for broadacre crops, horticulture, orchards, vineyards, grain and other eligible commodities, with policy options considered for fire, hail, storage and transit risks. We coordinate this protection with your wider Agriculture Insurance program and, where required, specialist Farm Transit Insurance.
- Broadacre cereals, pulses, oilseeds and other eligible crops
- Orchards, vineyards, vegetables and horticultural produce
- Growing crop, harvested produce, storage and transit options
- Broker support from declaration and quotation through to claim
CROP & PRODUCE COVER OPTIONS
Insurance Designed Around Your Growing Cycle
Fire & Hail Damage
Cover may protect the potential yield or agreed value of growing crops damaged by insured fire or hail events, subject to policy terms and limits.
Broadacre & Specialty Crops
Insurance options for eligible cereals, oilseeds, pulses, cotton and other broadacre or specialty crops, subject to underwriting acceptance.
Horticulture, Orchards & Vineyards
Tailored solutions may be available for selected fruit, vegetables, nuts, grapes and other horticultural produce.
Harvested Produce & Grain
Protect harvested grain, produce and other agricultural commodities under an appropriate farm, crop or produce policy.
Storage & Deterioration Risks
Cover can be reviewed for produce in storage and specified spoilage or deterioration risks where included by the chosen policy.
Transit & Business Interruption
Produce in transit and financial losses following insured damage may require separate or optional policy sections.
WHY CHOOSE ABS
Why Australian Growers Choose ABS
Agricultural Risk Insight
Practical advice for farms, growers and agribusinesses
Tailored Crop Declarations
Cover structured around crop type, acreage and value
Seasonal & Location Review
Risk details assessed for each property and growing season
Personal Broker Support
One point of contact from placement through to claim
Australia-Wide Rural Service
Support for regional and rural clients across Australia
Protect This Season’s Investment
Request a tailored crop and produce insurance review today.
CROP & PRODUCE INSURANCE FAQs
What does crop and produce insurance cover?
Cover depends on the insurer and policy selected. It may protect growing crops against specified events such as fire and hail, while separate or optional sections can address harvested produce, storage, transit or other nominated risks. Your schedule, exclusions, excesses and limits determine the actual protection.
Are fire and hail automatically covered?
Not in every policy. Fire-only, hail-only or combined fire and hail options may be available, and additional perils must be specifically accepted by the insurer. ABS will explain the wording, excesses and exclusions before cover is placed.
What crops and produce can be insured?
Eligible risks may include cereals, oilseeds, pulses and other broadacre crops, as well as selected horticultural crops, orchards, vineyards and specialty produce. Availability varies by crop type, location, growing method, season and insurer appetite.
Does crop insurance cover harvested produce in storage or transit?
It can, but this protection should not be assumed. Harvested grain or produce stored at the farm, at another location or moving in transit may need a specific extension or a separate produce, farm property or transit policy.
What information is needed for a crop insurance quote?
Insurers commonly request the crop type and variety, planted area, property location, paddock maps, expected yield or value, sowing and harvest dates, storage arrangements, previous claims and the perils required. Accurate declarations help us obtain appropriate terms.