Product liability insurance for manufacturers, importers, wholesalers, distributors, retailers and businesses that sell or supply products across Australia.
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Product liability insurance can help protect your business when a product you manufacture, import, distribute, sell or supply is alleged to have caused personal injury or property damage.
Cover for your legal liability where a product causes injury, illness, death or emotional distress to a third party.
Cover for your legal liability where a product causes physical loss of or damage to third-party property.
May cover the reasonable costs of investigating, defending and settling an insured claim, subject to the policy.
Cover may respond to products you manufacture, import, assemble, distribute, sell or supply, subject to the policy wording.
Tell us where products are sourced, sold and used so territorial and export exposures can be assessed.
Some policies may include liability arising from advertising, such as alleged defamation or misleading advertising, subject to terms and exclusions.
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Request a free, no-obligation discussion about product liability insurance for your business.
Product liability insurance may help cover your legal liability for third-party personal injury, illness, death or property damage caused by a product you manufacture, import, distribute, sell or supply. Policy terms, limits, excesses and exclusions apply.
Product liability insurance is not automatically compulsory for every business in Australia, but customers, retailers, landlords or commercial contracts may require it. The appropriate cover depends on your products, operations and supply chain.
Imported products need careful assessment because the Australian business importing or supplying them may carry significant responsibility for product-related claims. Tell ABS where your products are made, sold and used so the exposure can be properly considered.
Manufacturers, importers, wholesalers, distributors, retailers, online sellers and businesses that supply physical products should consider product liability insurance. This can include food, cosmetics, electrical goods, toys, machinery, building products and consumer goods.
Product liability insurance generally does not automatically cover the cost of recalling or replacing a defective product. Separate product recall cover may be available, so discuss this exposure with your broker before arranging cover.
