Finding home and contents insurance should be clear and considered. ABS Insurance Brokers can help you compare cover for your home, belongings and the risks that matter to your household.
Tell us a little about your property and the cover you need. An ABS broker will be in touch.
Whether you are purchasing a first home, reviewing a renewal or protecting a long-held family property, the right policy starts with understanding what you need insured. Building cover and contents cover are different, and policy wording, limits and optional benefits can vary between insurers. ABS Insurance Brokers helps you work through the questions before you make a decision.
We can also help you identify the information insurers commonly need, such as the property address, construction type, occupancy, security, rebuilding sum insured and any claims history. A careful conversation at the start makes it easier to compare cover on more than price alone.
Consider the value of the structure as well as the items you own. Your needs can change after renovations, a move or major purchases.
Look beyond the premium. Excesses, sub-limits, optional extras and exclusions can affect how a policy responds.
A broker can help explain the process and make sure you know who to contact if you need to lodge a claim.
Policy comparisons are most useful when the sums insured and excesses are considered alongside the events covered, policy conditions and what is excluded. It is also worth reviewing your cover each year and after changes to the property or household.
For independent consumer information, see the Australian Government’s MoneySmart home insurance guidance. You can also explore ABS general insurance, meet our people, or speak with an ABS insurance agent about your options.
Bring your current policy or renewal notice. We can help you identify the key details to compare.