Developer finance and construction finance support for property developers seeking funding for new and existing residential, commercial and mixed-use construction projects across Australia.
Funding discussions shaped around your site, project and delivery strategy
Help preparing the key information lenders need to assess a development
Support for acquisition, refinancing and construction-stage funding enquiries
Local support for developers, builders and property investors
Developer finance, also called construction finance or property development finance, is structured around the project—not simply a standard home loan. The right facility can help support land acquisition, site holding, construction costs, professional fees and the project’s planned exit, subject to lender appetite and approval.
ABS Insurance Brokers can provide lender support for developers with new and existing construction sites by helping present the project, understand the funding requirement and connect the borrower with suitable finance contacts. We can assist with residential, commercial, townhouse, subdivision and mixed-use development enquiries, including projects that require a more considered funding structure.
Every application is subject to lender criteria, valuation, feasibility, security, borrower experience, presales where required, loan-to-cost or loan-to-value limits, terms, fees and conditions.
Finance options may support acquisition, settlement and holding costs
Facilities may fund building costs through staged drawdowns as work progresses
Discuss townhouses, apartments, subdivisions, mixed-use and commercial developments
Present project costs, value, timing, presales and exit strategy clearly
Explore options when timing, existing facilities or project stages require a different structure
Funding discussions may include completion, refinance or retained and unsold stock
We take time to understand the project before discussing lender options
Connect the funding requirement with the development program and exit strategy
Access to a range of bank, non-bank and specialist lending contacts where appropriate
A direct conversation from initial enquiry through lender discussions
Plain-English explanations of the information, risks and next steps
Discuss developer finance and construction funding with ABS Insurance Brokers.
Developer finance is funding structured for a property development project. It may support site acquisition, land holding, construction, professional costs, refinancing or the project exit, depending on the lender, project feasibility, security and borrower circumstances.
The terms are often used interchangeably, although construction finance may refer specifically to funding the build, while developer or property development finance can include the wider project lifecycle from acquisition through completion and sale or refinance.
Lenders commonly consider the site, planning and approvals, development costs, valuation, project feasibility, construction budget, builder, borrower experience, presales or leasing, equity contribution, loan amount, timing and exit strategy. Requirements vary between lenders.
Yes. ABS can discuss lender support for new projects and existing construction sites, including acquisition, construction-stage funding, refinance, bridging and completion enquiries. Each project remains subject to lender appetite, due diligence and approval.
Timing varies. It depends on the completeness of the information, valuation, feasibility, project complexity, lender appetite and whether approvals or construction details are outstanding. An early discussion can help identify missing information before a formal application is submitted.
